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StepChange: Debt Management reviews

4.95
Based on 14,712 reviews, last reviewed 21st Oct 2025
100% decrease in 5 star reviews
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100% decrease in 1 star reviews
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Latest highest rating:

5

Lifeline I was at my wits end when I heard about Stepchange. They were so kind and supportive. A felt a whole weight lift as my budget was now manageable. It’s... Read more Reviewed on: 21st October 2025
Jan's avatar
Jan

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

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StepChange Debt Management reviews (14712)

Mrs T. Thorough, efficient and helpful staff who were thoughtful and understanding.

5
You have to be prepared to be completely transparent about your financial situation and the challenges presented..Staff help you to think outside the box and include allowances for the obvious and the not so obvious to help make the repayments fair and affordable.. Stepchange reduced the stress and helped to lift the load..Thoroughly recommend contacting them for support.. Reviewed on: 22nd July 2021

Brilliant

5
Probably saved me from a stress heart attack. Reviewed on: 22nd July 2021

Changed my life

5
When I had to retire from work because of ill health I knew I could not keep my credit cards payment up, so I got in touch with stepchange and they made me feel a whole lot better on how to deal with my debts thank you stepchange Reviewed on: 22nd July 2021

Amazing

5
Hi Amazing customer service, great experience overall. StepChange offers the help you need when you need it. Reviewed on: 22nd July 2021

Good customer service and excellent service

5
I was stress free when I contacted step change Reviewed on: 22nd July 2021

Outstanding

5
100% would recommend anyone struggling financially to step change Reviewed on: 22nd July 2021

Wish I had done it years ago

5
I’ve been in persistent debt for a few years: juggling minimum payments and then using credit to get by every month. The stress and worry was awful, along with my fair share of shame that id gotten into this position. Step Change have made such a difference; from being so understanding and non-judgmental to helping me come up with a manageable budget. Yes, it may take me several years to pay back but I feel so much more in control now and the weight that fell off my shoulders when the agreement was put in place was huge. Thanks Step Change Reviewed on: 22nd July 2021

Helped me sleep again

5
Non judgemental straightforward help to get back on track. Reviewed on: 22nd July 2021

Life changer

5
Stepchange helped me pull my head out of the sand and deal with my debt. I can’t thank the various advisors I’ve spoke to enough. I’m over halfway through my plan and because of this charity, I can see a light at the end of the tunnel. Reviewed on: 22nd July 2021

On Track To Clear All My Debts

5
I was hugely in debt and was not sure what to do. Step Change helped me work out the relevant numbers and a realistic repayment plan that has helped me to clear most of my debts (just a small debt remains) and, most importantly, Step Change has helped give me peace of mind throughout my debt repayment period. Reviewed on: 22nd July 2021

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