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StepChange: Debt Management reviews

4.95
Based on 14,664 reviews, last reviewed 23rd Jun 2025
168050% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

From the moment i First made contact with Step Chang... From the moment i First made contact with Step Change, I found them to be professional, Helpful, supportive and easy to deal with they literally did e... Read more Reviewed on: 23rd June 2025
Lu's avatar
Lu

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (14664)

Review of the StepChange, Debt Management:

I didn’t know where to turn when I was told I had a...

5
I didn’t know where to turn when I was told I had a brain tumour and couldn’t work, lost my income and could no longer afford my payments to credit card companies. Stepchange made it easy to see what I could afford, dealt with my creditors and took the load. Of worry off my shoulders, thanks Stepchange. Reviewed on: 6th June 2025

I was getting stressed with constant letters and cos...

5
I was getting stressed with constant letters and cost of living was making it more difficult to deal with debts.i contacted stepchange online and completed a budget assessment and came up with a plan (DMP)Stepchange were great and after speaking to an advise over the phone,found them to be very polite impartial and understanding of my circumstances. Reviewed on: 9th June 2025

My whole experience with Step Change has been amazing!

5
My whole experience with Step Change has been amazing! excellent customer service team- all people I have spoken too have been professional, friendly and helpful. Reviewed on: 9th June 2025

Knowledgeable and friendly

5
The people at StepChange are knowledgeable, friendly, understanding and very helpful. Always there for help and advice and good to know that someone has your back. Reviewed on: 9th June 2025

They’re a Really Relaxed & Helpful Bunch!

5
Obviously, going to them, is not your ’finest hour’ and having poor financial planning can really affect your wellbeing. I feel there’s been more pressure over the past say 15 years to reverse the idea of living within your means’ and I feel it can be a real strain, that’s a general broader point. My situation was more of reaching a crossroads and having to take an option that I feel WILL eventually be worthwhile, but the ‘bridge’ to that point is quite a long one. Anyway everyone has their stories. Whatever it is, these guys are super chill, super helpful and they have instilled some behaviours in me that, have assisted me to manage my ongoing affairs. They will get you to do a budget, which may feel a bit daunting, but there’s nothing to worry about, and actually going through the process gives you (or did give you) a number that you can use with some of your other bills. I do recommend them at the slightest hint of a ‘problem with finances’ situation. Reviewed on: 9th June 2025

Very helpful team and easy to talk to

5
Very helpful team and easy to talk to Reviewed on: 9th June 2025

I’m so grateful for the help and support of Stepchange

5
Stepchange helped me when I was so worried about the first time in my life the debt I found myself in.. They went though everything with me in a clear and simple manner. It was like a weight had been lifted off me and I could move forward knowing my debt was under control and I was paying back what I could afford . I am so grateful for their kind and professional support. Reviewed on: 9th June 2025

I spent every night for months trying to make everyt...

5
I spent every night for months trying to make everything work money wise for my situation but it never would, I was crying every night and buying for food and fuel on credit cards. These people where my last resort, that was my downfall. They should have been the first place I went to! If I had I would be in less debt but trying to admit you can't do it anymore is the hardest part. Without these people my family would be homeless and I don't know where we would be. It took two months to sort my account out and get up and running and the hardest part for me was phoning up and talking to a different person each time but otherwise it was all positive. Reviewed on: 9th June 2025

So Helpful

5
Helpful Realistic Non-judgemental Reviewed on: 9th June 2025

very helpful with supporting what was needed and goo...

4
very helpful with supporting what was needed and good customer relations Reviewed on: 9th June 2025

Just follow their guidance

5
I was literally scared but reassured it was the right thing to do. The various people I spoke with were lovely. Reviewed on: 9th June 2025

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