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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Excellent service great knowledgeable.

Excellent service great knowledgeable, staff listens to your questions always have time for customers would be lost completely without this service A1++++ Reviewed on: 2nd June 2026

Freedom at last

In 2006 I was defrauded of thousands of pounds by a bad tenant. Without the help of Stepchange I would have had a breakdown. Exactly 20 years later I am nowdebt free. Reviewed on: 2nd June 2026

I have found step change to be very supportive and f...

I have found step change to be very supportive and fair. They were informative and gave me a clear picture of my finances and I was able to make informed choices. The staff were friendly I didn't feel judged. Reviewed on: 2nd June 2026

Step change kept up.

Step change kept up.dqye on my paymemya nts and renewals.when I could not pay stepchange was very undeestandimg Reviewed on: 2nd June 2026

The service is quick and reletively easy to set up a...

The service is quick and reletively easy to set up and when ive needed to speak to someone theyve been great freindly and very helpful ..only one moan i wish the correspondence was more as in i was getting letters from banks etc with final notice and was concerned until i spoke with someone .i know you cant answer every question but a Q and A sort of pamphlet would be good and might save alot of phone calls [just an idea] Reviewed on: 2nd June 2026

StepChange Debt Charity is proved to be excellent.

I went through significant financial difficulties while trying to pay off my debts. Thanks to the support and guidance of StepChange Debt Charity, I was able to manage my finances, clear my debts, and gradually rebuild my life. Their assistance gave me the opportunity to make a fresh start and return to a normal and stable life. Reviewed on: 2nd June 2026

Very pleasant, have received assistance with contro...

Very pleasant, have received assistance with controlling my expenses and managing my debts . With out them i would be bankcorrecpted Reviewed on: 1st June 2026

Simply the best

I was so low when struggling with finances due to being unable to work due to ill health. When I contacted StepChange they were great. Got plan in place paying things off and back on my feet. Reviewed on: 1st June 2026

Amazing!

Amazing! Helped me to feel no so ashamed of my debts, and gave me the confidence to face those debts and letters I had been ignoring. Amazing organisation! Reviewed on: 1st June 2026

Perfect in every way!

I had a lot of debt (28 - 32k) and step change advisors were really helpful, understanding and got my debt programme started straight away. Everything they sent me was easy to complete and they also send me monthly updates on how much I have left to pay etc. Its not easy letting people/companies help you but my advice would be to let them help as I had to weight of the world on my shoulders but now its being paid of, I feel so much better. Thank you stepchange. Reviewed on: 1st June 2026

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