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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Helped me a lot good customer service

Helped me a lot good customer service Reviewed on: 1st June 2026

Such a relief I am now debt free

Such a relief I am now debt free Reviewed on: 1st June 2026

Stress relief.

it was such a relief when Stepchange took over all the correspondence with my creditors. The letters and phone calls just stopped making life so much easier to cope with. Reviewed on: 1st June 2026

I found them very easy to deal with and they helped...

I found them very easy to deal with and they helped me sort everything out and get back on my feet again with manageable monthly payments. Reviewed on: 1st June 2026

A lifeline when I needed it most!

I cannot recommend StepChange highly enough. Earlier this year I found myself in an incredibly vulnerable and overwhelming position, facing £80,000 of debt that felt completely unmanageable. From the very first contact, the team were compassionate, non-judgmental, and genuinely caring — exactly what you need when you're at such a low point. They set me up with a Debt Management Plan that turned what felt like an insurmountable burden into affordable, structured monthly payments I can actually keep on top of. What struck me most was how effortless the whole process felt — they handled everything with real professionalism and made sure I understood every step along the way, without ever making me feel rushed or embarrassed. If you're struggling with debt and don't know where to turn, please reach out to StepChange. They gave me breathing space I didn't think was possible, and for that I'm truly grateful. Reviewed on: 1st June 2026

We were at our wits end after I had to give up and l...

We were at our wits end after I had to give up and looked after my sick wife, empty promises of help were not there and finacies started to spin out of control, we discovered step change and they were so helpful and made us feel at ease not embarrassed about our situation, everything was consolidated into monthly payments which removed so much pressure... Thank you step change. Reviewed on: 1st June 2026

I'm very happy work with the best team in UK - Step...

I'm very happy work with the best team in UK - Step change Debt Reviewed on: 1st June 2026

Very helpful and understanding at a difficult time.

Very helpful and understanding at a difficult time. I did find it hard at first to do it online. byt there was very professional advice from your staff and reassurance every time I spoke to a member of your team. My account was worked out that I could afford the repayments offered to me. This gave me peace of mind in these challenging times that I was facing with debt incurred over a period of a few years. I honestly couldn’t see an end to paying the debt off. The advice and help I received was such a relief as having only my pension as my income. Thank you for listening and not judging me. I found it a very hard time financially and I was ashamed of getting into this position. Your staff assured me it would be resolved with the best outcome to get my money back on track and live within my limitations. I cannot thank you enough to be able to pay a manageable amount each month and stop the worry of arrears letters being sent to me. Your company are professional and caring making sure they treat each individual with care and understanding and resolve the problem with compassion and honesty. Reviewed on: 1st June 2026

Best advice i ever got!

I was was in over £15k worth of debt due to maxing my credot cards and a personal loan, once o reached out to step change i got the best advice and they helped me freeze the late payment and charges so i could start paying my balance . It was the best think i did to get myself debt free. Thanks a million Reviewed on: 1st June 2026

Such a wonderful relief from all the worry..

Stepchange took the pressure and worry from us as we sorted finances and debt after I was made redundant during covid. I really was so worried and didnt know where to start and they were so helpful from start to finish,it was almost too good to be true and i cannot believe that i will make a final paument sin November. It feels such a relief. Reviewed on: 1st June 2026

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