Swiftcover Car Insurance Reviews

please dont bother

please don`t bother unless you want unbelievable stress and frustration costing you a lot more money than your cheap quote, in the event of a claim your adviser when telephoning will tell you one thing, and when the claim is settled your the one very...

please don`t bother unless you want unbelievable stress and frustration costing you a lot more money than your cheap quote, in the event of a claim your adviser when telephoning will tell you one thing, and when the claim is settled your the one very much out of pocket,
I would rather stab myself in the eye with a screwdriver than use this company again

Anthony RosserLevel 1

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AVOID AVOID

The insurance company is a crap!!! Was hit while stationary in my car by other driver - and my premiums gone up £300!!! For not my fault accident!!! That's a joke! Been told that even if it's not my fault I am more likely to get in the accident in the ...

The insurance company is a crap!!! Was hit while stationary in my car by other driver - and my premiums gone up £300!!! For not my fault accident!!! That's a joke! Been told that even if it's not my fault I am more likely to get in the accident in the future!!!! I WAS STATIONARY!!!! Have 10 years NCB... jokers. Moved to other insurer and paying much less... will cancel home insurance as well as it has gone up by £100 for no reason...

ArthurLevel 1

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Yearly price hikes

Using this provider for a few years with automatic renewal I became aware that each year the premium rose considerably. I cancelled my renewal this September and changed insurers with a saving of over £90. I am an experienced driver with over 50 years ...

Using this provider for a few years with automatic renewal I became aware that each year the premium rose considerably. I cancelled my renewal this September and changed insurers with a saving of over £90. I am an experienced driver with over 50 years of driving experience so there is no excuse for such discrepancy in various premiums.

Ken ReadLevel 1

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Easy, but haggle !

Great for first 2 years, nasty shock on 3 rd year quote, so shopped around and they beat my best quote!

Leo ColmanLevel 1

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Easily done

Typical of insurers these days - an online process where you either leave or take the quote if acceptable

john WeaverLevel 1

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Very helpful and swift

The team are very helpful and will go the extra mile for you My dad is delighted with his cover and they sort out any issues really SWIFT Would recommend

Rita murrayLevel 1

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Average delivery and customer service

certainly not swift at all. Try to avoid paying out where possible

AnonymousLevel 1

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Terrible Claims Service - Avoid this Company

No fault claim and the claims service is seriously shocking. On average it takes two hours to get them to answer the phone - that's right 2 hours. On one day my mobile ran out of power whilst holding and on another the office closed before I got...

No fault claim and the claims service is seriously shocking. On average it takes two hours to get them to answer the phone - that's right 2 hours. On one day my mobile ran out of power whilst holding and on another the office closed before I got answered - joke of a company - avoid

RichardLevel 1

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Cheaper than Tesco

I used Tesco for years for car insurance before realising I could get it so much cheaper with Swift Cover. In this case the Tesco saying of every little helps really didn't apply

Sammy WilliamsLevel 1

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Appalling customer service

Absolutely shocking customer service, it took 2 days from reporting the claim to getting a courtesy car, one that was significantly smaller engine and smaller car which led to having to hire my own car, a cost that swiftcover refused to pay, as I was...

Absolutely shocking customer service, it took 2 days from reporting the claim to getting a courtesy car, one that was significantly smaller engine and smaller car which led to having to hire my own car, a cost that swiftcover refused to pay, as I was moving from the north to the south of England and couldn't fit my belongings in the 1 litre car that was offered. Spent 2 days receiving non stop calls from repairers and car rescue companies who didn't know what was going on or even where my car was going to be repaired and several hours on hold and speaking to rude, unhelpful staff at swiftcover. Avoid at all costs!!

Melissa DunnLevel 1

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About as much fun as reconstructive rectal surgery

I DO NOT recommend this insurance company to anyone. I asked to make an amendment to my policy and they cancelled my policy without any notice (after saying the amendment is fine and that they would send amended documents out, but instead sent a...

I DO NOT recommend this insurance company to anyone. I asked to make an amendment to my policy and they cancelled my policy without any notice (after saying the amendment is fine and that they would send amended documents out, but instead sent a notice of cancellation. If I want to take it out again I have to pay the deposit again!!!!!) They don't return customer phone calls and hold times to speak to someone are very long. They hide their telephone number on their website to make it difficult for customers to call in. They are slow to reply to emails. Very bad experience dealing with this company and have since gone with the RAC who actually provided a much better deal which included breakdown cover.

Spike PatchingLevel 1

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simple

simple no hassle to use love the website and the ammendments I can make myself therefore saving money on administration fees

Louise ButlerLevel 1

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Swiftcover (AXA) AVOID

Online maintenance of a motor policy is what attracted me in the first place, initially with reasonable premiums too. You only really know the quality of an insurer when you make a claim or decide not to renew. My partner made a no-fault claim and...

Online maintenance of a motor policy is what attracted me in the first place, initially with reasonable premiums too. You only really know the quality of an insurer when you make a claim or decide not to renew. My partner made a no-fault claim and this was a very protracted experience, the main problem being you’re not allocated a claims handler, so each communication is always from a different person who doesn’t know (or hasn’t bothered to read) the past history. It was settled in the end but not before my partner opted to take it to court. My own hiked premium this year encouraged me to look at the market. My Swiftcover (part of the AXA group) policy did not include Personal Accident, Legal Assistance, Courtesy Car, etc. but I found alternative cover which included all these for a much lower premium. My main issue occurred when I wanted to cancel at the renewal date (they do automatic renewals). Despite it being an online policy they don’t allow you to cancel online so you have the hassle of calling to discuss. I cancelled the policy and received a confirmation e-mail and took out the new policy elsewhere. At the renewal date I received a text from Swiftcover saying “Good news! You’re Swiftcovered again! Thank you for choosing us again”. I was straight on the case and they had indeed charged the whole premium to my credit card. I see this as pure theft and they refuse to make immediate repayment saying we have a 7-day refund policy!! Again, every communication is from a different person. AVOID AT ALL COSTS or you’ll regret it in the end.

Paul CampbellLevel 1

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Poor

Very difficult to get in touch with

Keshia EsgateLevel 1

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Flexible and straightforward

Swiftcover have a good online portal for managing my policy, although some fees are higher than I'd like.

Steve HigginsLevel 1

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Excellent processes and customer service

I have been with Swiftcover for three years now as they cannot be beaten on price when my renewal is due. I find the online account management invaluable and on the rare occasion I have needed to contact them I have found the process straight forward...

I have been with Swiftcover for three years now as they cannot be beaten on price when my renewal is due. I find the online account management invaluable and on the rare occasion I have needed to contact them I have found the process straight forward and the representatives pleasant to deal with.

Paul MawsonLevel 1

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Car Insurance Reviewer

Easy to use company no problems so far

Mapk NehpetsLevel 1

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Car Insurance Reviewer

Slow, poor communication and took a year to deal with my claim. Terrible!

Claire Bay ScottLevel 2

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Fantastic

Insured my car via swift over, amazing customer service from start to finish, I had to make a claim unfortunately, but it was dealt with swiftly and with fantastic customer service, I usually change insurance companies each year to secure the best...

Insured my car via swift over, amazing customer service from start to finish, I had to make a claim unfortunately, but it was dealt with swiftly and with fantastic customer service, I usually change insurance companies each year to secure the best possible price for the same level of cover, this year on my renewal date I continued my cover with them

Caroline McMillanLevel 1

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CheekyCharges Campaigner

cheap and easy to buy. website is good, not had to make a claim so cannot comment on that. Friendly staff and a good reputation.

Kate KnightLevel 1

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