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Tesco Bank: Car Insurance reviews

2.41
Based on 505 reviews, last reviewed 19th Dec 2024
70% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
31%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
52%

Latest highest rating:

5

Car stolen away from home, staff great, information... Car stolen away from home, staff great, information very good, easy process although long winded but I get that. Only three weeks before conclusion bu... Read more Reviewed on: 26th October 2024
K P 's avatar
K P

Latest lowest rating:

1

AVOID AT ALL COSTS! AVOID AT ALL COSTS!!! Wouldn’t waste your time or money I was paying £220 a month for insurance on my Range Rover evoque that was stolen without keys... Read more Reviewed on: 19th December 2024
Atlanta Clark's avatar
Atlanta Clark

About this product

At Smart Money People, we collect Tesco Bank car insurance reviews to help you make an informed decision when choosing your next provider.

Tesco Bank offers car, home, pet and travel insurance policies, with a guaranteed discount for Tesco Clubcard members. Tesco Bank’s standard car insurance policy is available to anybody over the age of 21, with a black box policy available for those aged 17-35.

What do you need from a car insurance policy? Do you want easy access to a simple website in order to manage your policy whenever suits you best? Find out what Tesco Bank customers have to say about its online systems by reading our Tesco Bank car insurance reviews. Perhaps you want protection against uninsured drivers or extra cover for your in-car entertainment. Whatever your needs, check out the reviews on Smart Money People to see how well Tesco Bank has been rated by its customers.

Have you had a car insurance policy with Tesco Bank? Consider leaving a Tesco Bank car insurance review on Smart Money People to help other drivers just like you. Did you use the Tesco Clubcard discount, and if so, did you see a notable difference in price? How did you find the customer service support? Whether your experience is good or bad, share it with our Smart Money People community. Together, we can increase trust and transparency in financial services.

Tesco Bank Car Insurance reviews (505)

Review of the Tesco Bank, Car Insurance:

Sharks or Incompetent staff, either way we have being shafted

1
Ever felt like you have being shafted as that’s exactly how I feel, because we have for 1 months direct debit. Rang to cancel my car insurance renewal today. We have made 12 monthly payments already. Unfortunately our 13th payment came out Nov 1st 2021 (today) and the actual car insurance expires Nov 7th 2021 which we have already made the 12 monthly payments on, as you never pay for car insurance retrospectively. So I asked if we can have todays direct debit back as we have already made the 12 payments for the 1st year and it was just unfortunate that the 13th payment which covers the first month of the new year that I am cancelling came out today. No matter which way I described it to the person at Tesco Finance, he simply could not grasp or did not want to grasp, that this 13th payment is for the next 12 months renewal which I am cancelling. In the end I gave up frustrated as this individual (being diplomatic) simply could not grasp simple multiplication. They need to employee call centre staff who can do simple mathematic calculations. As they refuse to reimburse this 13th payment. I wont be using or recommending them, quite the opposite. Reviewed on: 1st November 2021

The worst ive ever dealt with tried to switch policy...

1
The worst ive ever dealt with tried to switch policy to a different car the new car was almost half the price of the old one with any other insurer yet tesco tell me ill have to pay the same price i agree and go online to set it up i then get told after finding out my price has gone uo ill need to pay 259 a month for a car that should be 99 so i devide to cancel they tell me 40 pound to cancel i agree they then tell me they are still going to take the money for the monthi would have paid for if not cancelling which essentially made my cancel fee 229 i would keep far away and let others know to do the same Reviewed on: 5th June 2024

Absolute thieves.

1
Absolute thieves. Had 3 years NCD my insurance went up from £600 to £1000. Then my car was stolen a few weeks ago by a 17 year old. My insurance then went up to £3000 a year. Cant get a straight answer out of them as to why. They contact you quick enough for extra money they want out of you, but you have to chase for weeks to get an update on your recovered stolen car. DO NOT GO WITH TESCO. Reviewed on: 3rd June 2024

Have had a Tesco car insurance for 3 years it's been...

5
Have had a Tesco car insurance for 3 years it's been brilliant Reviewed on: 13th May 2024

I waited 5 months from the time of my accident, to g...

1
I waited 5 months from the time of my accident, to get my car repaired. I was unable to trade it in, and lost over £2000 in value. Then when I finally sold it I found out on the last day the car was not put back together correctly and was unable to open the bonnet, and their repairer could not assist. Apalling service and professionalism, not worth the money. Will never ever use again.... Reviewed on: 11th May 2024

Charged more for a safer car park for my car!

2
I had to change my address as I had moved house. My car was on the street for parking in my old flat and in my new one it is in a private underground car park. I was being charged an addition £12 a month to my insurance because of this change? My boyfriend is saving £10 on his insurance and I am being charged £12 extra! When I phoned to ask how is this possible they said it’s because of so many factors they couldn’t even tell me one! Do not go with Tesco for car insurance! Reviewed on: 9th May 2024

Poor customer service.

1
Poor customer service. Poor communication. Poor service. I made a claim and it's taken 3 months to sort out. They do not chase 3rd parties, I had to do that with the garage. Car still not repaired properly. Tesco not accepting liability or responsibility. Unacceptable service from an insurance provider. Reviewed on: 12th April 2024

Quite difficult to deal with when making a claim

2
Quite difficult to deal with when making a claim - I wouldn’t recommend them for car insurance Reviewed on: 2nd April 2024

I like tesco insurance.

5
I like tesco insurance. You can get discount with club car. The customer service also nice. Reviewed on: 16th March 2024

Over 20 years no claims.

1
Over 20 years no claims. 10+yrs loyalty. Had a minor fender bender, my fault. Have been banned from taking out tesco car insurance policies in the future! Diabolical Reviewed on: 1st March 2024

I would like to complain about the customer service...

1
I would like to complain about the customer service I have had whilst trying to cancel my insurance with you. On the 22nd January 2024 I spoke with their live chat team. I wanted to know how I can cancel my insurance with you and what outstanding fines there would be. The reason I requested this information was due to the fact I currently pay £257 per month for my insurance with you, with the addition of £170 a month for top up miles. This equates to £427 per month on insurance which was not feasible and far too expensive. I was told the total cost of cancellation would be £68.83. With this information I looked for an alternate insurance provider where I was quoted and accepted a price of £232 per month. I had to act quickly as my next monthly payment of essentially £427 was due on the 6th of February. Yesterday, I spent a total of 50 minutes on the phone to your team and was told they could not give me a cancellation price for that current day as the automated calculations were not working. Therefore, they had to contact the cancellation team to calculate a quote manually. Today I was contacted and was told it would cost me £80 to cancel + £550 for my PCL. Although you have told me I can pay this using a payment plan, I am totally shocked and stressed due to the fact I was originally quoted £68 on the 22nd January by your team. I stressed this fact to your customer service team and they said "well they shouldn't have told you that". Reviewed on: 31st January 2024

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