Write a review

Go to business site

Tesco Bank: Car insurance reviews

Name: Car insurance
Rating: 2.65 (524 reviews)

View other Tesco Bank products

2.50

Based on 524 reviews, last reviewed 5th Sep 2025

400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

31%

11%

52%

Latest highest rating:

4

Very straight forward and good value for money Very straight forward and good value for money Reviewed on: 5th September 2025

Latest lowest rating:

1

Cooling-off period? Not so cool!! Tesco happily accepted my full year payment for car insurance without making it clear that cancelling during their "cooling off period" would incur a ... Read more Reviewed on: 19th May 2025

Read all reviews Write a review

About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

Review Tesco Bank: Car insurance now

Help others make smarter decisions by sharing your own experience.

Write a review

Tesco Bank Car insurance reviews (524)

Don't do it!

Don't do it! I chose them as best value for money when looking at different providers in August 2024. Then a tree came down in Storm Darrah yesterday, it fell on the car in my driveway. No-one was in the car. Luckily it didn't have full weight of the tree on the car as a wall was in the way, but there are dents in the roof and on the bonnet. Purely cosmetic - I can drive it to the garage, all the doors open fine. I filled in the claim form online, and took over an hour, and on the last page received instant notice that it's my fault, a total loss and I don't get a courtesy car. The car is perfectly fine. But a form tells me that it's a total loss? No ones come to assess it? This is criminal -You can't provide a service and assess something as written off if it's in your best interest and are financially motivated to do so. I assume you've done this because prices to fix cosmetic damage with the garage have gone up because of inflation. Its outrageous! The car cost me 10,000 last year second hand, this year it will be the same to re-buy, but I'll be lucky to get 3,000 from Tesco, just because it costs around that to get it fixed. I've now been on hold for 22 minutes trying to get an explanation... Just spoken to a woman who said will take 2 weeks to get an engineer out and not entitled to courtesy car while we wait for Tesco to assess the damage only if its in repair. Apparently that was an optional extra to pick when I signed up but I'm the stupid woman who didn't pick it. In summary: When a storm hits the UK, and a tree falls on your car while its parked on your driveway, it's your fault, and if your so lucky that it only scratches and dents the roof, it's a total loss, and good luck buying a car with the scraps they want to pay you. Reviewed on: 9th December 2024

Car stolen away from home, staff great, information...

Car stolen away from home, staff great, information very good, easy process although long winded but I get that. Only three weeks before conclusion but that really depended on Police info. Was disappointed not to have courtesy car but thats because I didn’t read the policy properly. Check! Every time I rang I received a follow-up call with extra information. Received a fair valuation.i see some nagative recent views but my experience was a good one. Reviewed on: 26th October 2024

Very poor insurers . .

No communication. Car was stolen , FMG services who Tesco use have had our car for nearly 3 months . Endless excuses and delays in repair. Still waiting now. Lies from customer service and apathy from company. Do not insure your car with Tesco . Reviewed on: 26th October 2024

DONT WAST YOUR MONEY FOR HERE THIS TESCO CAR INSURAC...

DONT WAST YOUR MONEY FOR HERE THIS TESCO CAR INSURACE COSTUMER SERVICE VERY RUDE ,,I WNAT TO DISCUSS MY FUTURE INSURANCE I WANT TO ADD SOME THINKG AND I PAY EXTERA MONEY AND GUY SAY I DO CANCAL YOUR INSURANCE PLESE DONT WASTE YOUR TIME AND MONEY Reviewed on: 18th October 2024

Perfect Renewal Experience

I rang up to check my renewal quote and encountered the most lovely man who went out of his way to make my renewal as cheap as possible, whilst still giving me all the cover I needed and wanted Reviewed on: 11th October 2024

Liars and wasteoney

Liars! İnsurance is waste money.Not supporting customer. Reviewed on: 8th October 2024

They are disrespectful employees and there was one l...

They are disrespectful employees and there was one lady who insulted me Reviewed on: 4th October 2024

Service they offer cannot be right.

Service they offer cannot be right. Wrote my car off before even viewing it. They agreed initially now not Reviewed on: 30th September 2024

Rip off company, praying in people.

Rip off company, praying in people. Purchased a new car 2024 . Provided a quote by Tesco which was reasonable. When I phoned up on day of delivery to provide registration number they added on £95extra despite being told giving registration number in day of delivery would be acceptable.. outrageous about avoid Reviewed on: 18th September 2024

Awful. Avoid

Awful. Nothing good whatsoever. Would never touch again even if I had to kill off my own mother to avoid them. Trust me - you need nothing to do with them. Reviewed on: 7th September 2024

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Motorhome Insurance
from Safeguard UK Insurance 5.00 from 3 reviews
Motorbike insurance
from Bikesure 1.30 from 68 reviews
Caravan insurance (discontinued)
from Saga 4.87 from 46 reviews

Want to see more from Tesco Bank?

Life Insurance
from Tesco Bank 4.40 from 2 reviews
Current Account
from Tesco Bank 4.38 from 68 reviews
Instant Access Savings
from Tesco Bank 4.00 from 5 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub