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Tesco Bank: Car insurance reviews

Name: Car insurance
Rating: 2.47 (531 reviews)

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2.47

Based on 531 reviews, last reviewed 17th Apr 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

30%

11%

53%

Latest highest rating:

5

Car Insurance was the best for me. When getting car insurance Tesco were able to give me the cover I wanted at the best price. It was easy to complete the forms on line and the cover wa... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Car was in accident Tesco took car away repaired cru... Car was in accident Tesco took car away repaired crumple zone they said its not part of the car structure. I asked for full report and costs they sent... Read more Reviewed on: 15th April 2026

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About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

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Tesco Bank Car insurance reviews (531)

Value for money

Researched on comparison sites and all came in at over £1000. Tesco renewal Reviewed on: 5th September 2025

Tesco Bank

Very competitive, we have both car and home insurance and always found them to be good. Reviewed on: 5th September 2025

Great price and smooth switching.

Great price and smooth switching. I didn’t give them a five star because the breakdown cover they bundled with my insurance was a bit rubbish Reviewed on: 5th September 2025

Happy to renew

This was a renewal, they were happy to negotiate quickly went through some minor detail changes and offered more for less than last years costs Reviewed on: 5th September 2025

Positive experience

My experience has been positive so far. I am a new customer so I don't really have a lot to go on with. They have been very responsive to me Reviewed on: 5th September 2025

Cooling-off period? Not so cool!!

Tesco happily accepted my full year payment for car insurance without making it clear that cancelling during their "cooling off period" would incur a significant fee. Yes, it was in the small print, but really? This is disingenuous. Why have a "cooling off period" if you can't change your mind for free? Reviewed on: 19th May 2025

I was grossly overcharged when I changed my vehicle...

I was grossly overcharged when I changed my vehicle four months into the 12 month contract. the amount I had to pay was even more than if I had taken out a brand new policy. Taking account of the amount I had already paid, and adjusting for the different vehicle, I should have been charged around £60 extra. Instead, I had to pay over £440. This is gross profiteering. Reviewed on: 10th April 2025

STAY WELL CLEAR

Stay well well clear from this absolutely terrible insurance company! Had non fault accident 7 months ago, to this very day my vehicle is still damaged, they have left me with no hire vehicle and the company they use FMG services will give you false and mis-leading information til you loose the plot and give up. My vehicle has been sat at garage since last year xmas, i am now in process of selling it damaged and taking a huge loss. I have complaint to TESCO and FMG with no avail., i pay over £500 a month for this insurance have now canceled it, will never ever use TESCO again and will never recommend to any1. I have voice recordings of call handlers being argumentative and telling lies after lies. Quite possibly the worst experience i have ever had with a company. Stay well clear else you will learn the hard way like i did. Reviewed on: 14th March 2025

Clueless...

They have had my vehicle for over a year trying to fix it, I've had to hire a car so far it's cost me 8k plus, and I've got the Financial Ombudsman involved, 13 months and still not repaired, what a joke of a company, avoid at all costs Reviewed on: 10th March 2025

Tesco auto-renewed my car insurance policy without m...

Tesco auto-renewed my car insurance policy without my consent. I believe auto-renewals should be prohibited by law. Martin Lewis always advises us to compare policies annually, so it’s baffling why auto-renewals are still an option. They should be banned. The policy was also overpriced. When I contacted them the same day to cancel and informed them that I sold the car 10 days ago, they told me I would need to pay a £25.50 cancellation fee. This has been an incredibly frustrating experience Reviewed on: 4th March 2025

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