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Tesco Bank: Car insurance reviews

2.77
Based on 535 reviews, last reviewed 16th Jul 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
30%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
53%

Latest highest rating:

5

They are decent on the phone - quick response and ac... They are decent on the phone - quick response and action Reviewed on: 16th July 2026
Peter f's avatar
Peter f

Latest lowest rating:

1

Very disappointing claims experience with Tesco Insu... Very disappointing claims experience with Tesco Insurance I am extremely disappointed with the way Tesco Insurance has handled my non-fault accident c... Read more Reviewed on: 10th July 2026
Farman Ullah's avatar
Farman Ullah

About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

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Tesco Bank Car insurance reviews (535)

They don't pay, even if zhey admit their liability

1
I don't know if any of my connections had any experience with #TescoInsuranceandMoneyServices , but I had one of the worst ever possible experience. After having an accident with one of their insurers, they advised him not to accept his liability. After 2 years, after my insurer providing photo evidence to justify the liability, they admited their liability but they disagree with the cost of the hire car. Another 2 years have passed and we are waiting for the court in February. Meanwhile my insurance premium increased, few of my policy have been cancelled, I lost few thousands and days of my life. Reviewed on: 1st November 2025

Very straight forward and good value for money

4
Very straight forward and good value for money Reviewed on: 5th September 2025

Great price a little improvement needed on some of t...

5
Great price a little improvement needed on some of the customer service Reviewed on: 5th September 2025

no mobile app apart from that experience very...

4
no mobile app apart from that experience very good Reviewed on: 5th September 2025

Value for money

5
Researched on comparison sites and all came in at over £1000. Tesco renewal Reviewed on: 5th September 2025

Tesco Bank

5
Very competitive, we have both car and home insurance and always found them to be good. Reviewed on: 5th September 2025

Great price and smooth switching.

4
Great price and smooth switching. I didn’t give them a five star because the breakdown cover they bundled with my insurance was a bit rubbish Reviewed on: 5th September 2025

Happy to renew

5
This was a renewal, they were happy to negotiate quickly went through some minor detail changes and offered more for less than last years costs Reviewed on: 5th September 2025

Positive experience

4
My experience has been positive so far. I am a new customer so I don't really have a lot to go on with. They have been very responsive to me Reviewed on: 5th September 2025

Cooling-off period? Not so cool!!

1
Tesco happily accepted my full year payment for car insurance without making it clear that cancelling during their "cooling off period" would incur a significant fee. Yes, it was in the small print, but really? This is disingenuous. Why have a "cooling off period" if you can't change your mind for free? Reviewed on: 19th May 2025

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