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Tesco Bank: Car insurance reviews

Name: Car insurance
Rating: 2.64 (527 reviews)

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2.48

Based on 527 reviews, last reviewed 23rd Nov 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

30%

11%

53%

Latest highest rating:

4

Very straight forward and good value for money Very straight forward and good value for money Reviewed on: 5th September 2025

Latest lowest rating:

1

Complete and utter joke - do not insure your car wit... Complete and utter joke - do not insure your car with them. Had a brick through the back windscreen last night. I tell them and they say my car is a c... Read more Reviewed on: 23rd November 2025

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About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

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Tesco Bank Car insurance reviews (527)

Positive experience

My experience has been positive so far. I am a new customer so I don't really have a lot to go on with. They have been very responsive to me Reviewed on: 5th September 2025

Cooling-off period? Not so cool!!

Tesco happily accepted my full year payment for car insurance without making it clear that cancelling during their "cooling off period" would incur a significant fee. Yes, it was in the small print, but really? This is disingenuous. Why have a "cooling off period" if you can't change your mind for free? Reviewed on: 19th May 2025

I was grossly overcharged when I changed my vehicle...

I was grossly overcharged when I changed my vehicle four months into the 12 month contract. the amount I had to pay was even more than if I had taken out a brand new policy. Taking account of the amount I had already paid, and adjusting for the different vehicle, I should have been charged around £60 extra. Instead, I had to pay over £440. This is gross profiteering. Reviewed on: 10th April 2025

STAY WELL CLEAR

Stay well well clear from this absolutely terrible insurance company! Had non fault accident 7 months ago, to this very day my vehicle is still damaged, they have left me with no hire vehicle and the company they use FMG services will give you false and mis-leading information til you loose the plot and give up. My vehicle has been sat at garage since last year xmas, i am now in process of selling it damaged and taking a huge loss. I have complaint to TESCO and FMG with no avail., i pay over £500 a month for this insurance have now canceled it, will never ever use TESCO again and will never recommend to any1. I have voice recordings of call handlers being argumentative and telling lies after lies. Quite possibly the worst experience i have ever had with a company. Stay well clear else you will learn the hard way like i did. Reviewed on: 14th March 2025

Clueless...

They have had my vehicle for over a year trying to fix it, I've had to hire a car so far it's cost me 8k plus, and I've got the Financial Ombudsman involved, 13 months and still not repaired, what a joke of a company, avoid at all costs Reviewed on: 10th March 2025

Tesco auto-renewed my car insurance policy without m...

Tesco auto-renewed my car insurance policy without my consent. I believe auto-renewals should be prohibited by law. Martin Lewis always advises us to compare policies annually, so it’s baffling why auto-renewals are still an option. They should be banned. The policy was also overpriced. When I contacted them the same day to cancel and informed them that I sold the car 10 days ago, they told me I would need to pay a £25.50 cancellation fee. This has been an incredibly frustrating experience Reviewed on: 4th March 2025

From the moment i had my accident which wasn’t my fa...

From the moment i had my accident which wasn’t my fault,picking up my phone and calling Tesco insurance the service and care received was as near perfect as you can get thank you Reviewed on: 24th February 2025

Avoid Tesco Car Insurance Terrible Experience!

Avoid Tesco Car Insurance – Terrible Experience! We had our car stolen in September 2025 and went through one of the most frustrating and stressful experiences with Tesco Car Insurance. Despite providing all necessary documents and details, we were constantly passed back and forth between Tesco and their third-party investigation company, with both looking for any excuse not to pay out. For seven months, we were left without a car while raising a one-year-old. We had to rely on Ubers and borrow cars from friends and family because we couldn’t afford a replacement straight away. The lack of support from Tesco only made the situation worse. Every time we called, we were met with excuses: • “We’re missing this information.” • “There are inconsistencies in what you say happened that day.” In January 2025, they finally sent an investigator to our home. He confirmed that everything seemed straightforward and that our claim was valid. Yet, despite this, Tesco still refused to resolve the claim and continued to raise further “concerns” and questions. Tesco Car Insurance has been an absolute nightmare to deal with. Their handling of our claim was completely unprofessional, and their customer service was nothing short of appalling. If you value your time, money, and sanity, avoid Tesco Insurance at all costs. Reviewed on: 21st February 2025

Been with these for 8 months now, but now found a ch...

Been with these for 8 months now, but now found a cheaper policy elsewhere, but tesco want to charge me £222 to cancel. Apparently they go by mileage. My limit was 6000 and i have not reached that, but they reckon its done by the amount of days the policy has been running! Absolute ripoff when your paying £250 a month already! Reviewed on: 29th January 2025

Poor service and support when you need it most!

My car was taken from my home, and in an accident. I have spent two weeks trying to hear basic information about the progress of the case and what will happen next. I just keep hearing the same thing, we haven’t looked at the case file yet. The car was recovered by the police and placed at a recovery centre, each day I am recurring extra costs with no decision or information from Tesco. I am calling them for information and have heard nothing. They are still taking money out of my account for a car I don’t have and no one is telling me anything. For such a reputable company, the claim department is letting them down shockingly. Reviewed on: 16th January 2025

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