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Tesco Bank: Car Insurance reviews

2.37
Based on 515 reviews, last reviewed 10th Apr 2025
50% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
30%
See only 4 star reviews
10%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
54%

Latest highest rating:

5

From the moment i had my accident which wasn’t my fa... From the moment i had my accident which wasn’t my fault,picking up my phone and calling Tesco insurance the service and care received was as near perf... Read more Reviewed on: 24th February 2025
Andrew Stagg 's avatar
Andrew Stagg

Latest lowest rating:

1

I was grossly overcharged when I changed my vehicle... I was grossly overcharged when I changed my vehicle four months into the 12 month contract. the amount I had to pay was even more than if I had taken ... Read more Reviewed on: 10th April 2025
Mark 's avatar
Mark

About this product

At Smart Money People, we collect Tesco Bank car insurance reviews to help you make an informed decision when choosing your next provider.

Tesco Bank offers car, home, pet and travel insurance policies, with a guaranteed discount for Tesco Clubcard members. Tesco Bank’s standard car insurance policy is available to anybody over the age of 21, with a black box policy available for those aged 17-35.

What do you need from a car insurance policy? Do you wan
...

Tesco Bank Car Insurance reviews (515)

Review of the Tesco Bank, Car Insurance:

I waited 5 months from the time of my accident, to g...

1
I waited 5 months from the time of my accident, to get my car repaired. I was unable to trade it in, and lost over £2000 in value. Then when I finally sold it I found out on the last day the car was not put back together correctly and was unable to open the bonnet, and their repairer could not assist. Apalling service and professionalism, not worth the money. Will never ever use again.... Reviewed on: 11th May 2024

The worst ive ever dealt with tried to switch policy...

1
The worst ive ever dealt with tried to switch policy to a different car the new car was almost half the price of the old one with any other insurer yet tesco tell me ill have to pay the same price i agree and go online to set it up i then get told after finding out my price has gone uo ill need to pay 259 a month for a car that should be 99 so i devide to cancel they tell me 40 pound to cancel i agree they then tell me they are still going to take the money for the monthi would ... Reviewed on: 5th June 2024

Absolute thieves.

1
Absolute thieves. Had 3 years NCD my insurance went up from £600 to £1000. Then my car was stolen a few weeks ago by a 17 year old. My insurance then went up to £3000 a year. Cant get a straight answer out of them as to why. They contact you quick enough for extra money they want out of you, but you have to chase for weeks to get an update on your recovered stolen car. DO NOT GO WITH TESCO. Reviewed on: 3rd June 2024

Have had a Tesco car insurance for 3 years it's been...

5
Have had a Tesco car insurance for 3 years it's been brilliant Reviewed on: 13th May 2024

Charged more for a safer car park for my car!

2
I had to change my address as I had moved house. My car was on the street for parking in my old flat and in my new one it is in a private underground car park. I was being charged an addition £12 a month to my insurance because of this change? My boyfriend is saving £10 on his insurance and I am being charged £12 extra! When I phoned to ask how is this possible they said it’s because of so many factors they couldn’t even tell me one! Do not go with Tesco for car insurance! ... Reviewed on: 9th May 2024

Poor customer service.

1
Poor customer service. Poor communication. Poor service. I made a claim and it's taken 3 months to sort out. They do not chase 3rd parties, I had to do that with the garage. Car still not repaired properly. Tesco not accepting liability or responsibility. Unacceptable service from an insurance provider. Reviewed on: 12th April 2024

Quite difficult to deal with when making a claim

2
Quite difficult to deal with when making a claim - I wouldn’t recommend them for car insurance Reviewed on: 2nd April 2024

I like tesco insurance.

5
I like tesco insurance. You can get discount with club car. The customer service also nice. Reviewed on: 16th March 2024

Over 20 years no claims.

1
Over 20 years no claims. 10+yrs loyalty. Had a minor fender bender, my fault. Have been banned from taking out tesco car insurance policies in the future! Diabolical Reviewed on: 1st March 2024

I would like to complain about the customer service...

1
I would like to complain about the customer service I have had whilst trying to cancel my insurance with you. On the 22nd January 2024 I spoke with their live chat team. I wanted to know how I can cancel my insurance with you and what outstanding fines there would be. The reason I requested this information was due to the fact I currently pay £257 per month for my insurance with you, with the addition of £170 a month for top up miles. This equates to £427 per month on insuranc... Reviewed on: 31st January 2024

Don’t waste your money on it

1
So the black box of course checks for many things, and in mine it reviews me as good for everything bar speed, even though I am keeping to the speed limits 99% of the time, but have now found out that even if your below the speed limit it can still have you as going too fast if the roads aren’t the best in their view. But also the miles you get is just too much of an issue, as how much they charge if you go past the contracts limit just takes the mick! As I certainly won’t be us... Reviewed on: 30th January 2024

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