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Tide: Business Banking reviews

Name: Business Banking
Rating: 4.79 (5690 reviews)

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4.69

Based on 5,690 reviews, last reviewed 9th Jul 2025

86% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

I do my business banking with them and great service... I do my business banking with them and great service, product and nice app Reviewed on: 12th June 2025

Latest lowest rating:

1

The worst customer service with Tide. I have two business accounts with Tide. The last five days have been pure hell after they paused my business accounts without notice. There’s no one t... Read more Reviewed on: 9th July 2025

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About this product

Want to read Tide Business Banking reviews from small business owners like you? Read them here on Smart Money People, where our community of reviewers share their experiences on things like charges on the account, availability of capital and customer service, and anything else to do with this innovative business banking account. Already used Tide's business banking account? Please post a quick review yourself, and help out other small business owners who are looking to decide if this is the right solution for their needs!

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Tide Business Banking reviews (5690)

The worst customer service with Tide.

I have two business accounts with Tide. The last five days have been pure hell after they paused my business accounts without notice. There’s no one to actually speak with and conversations are via chat app only. It’s been the worst and most frustrating experience of being in business for over 20 years. Apparently there was a security risk they were alerted to by a client of mine that was delaying payment for an outstanding invoice. There was no warning, no explanation and I had to find out when my card was declined and I couldn’t accept payments or make payments. 5 days of auto generated replies and being pushed form one AI bot to another with the same generic answers. The stress has been unbelievable and even after providing ID and evidence on my part they couldn’t tell me what was going on. I must have spoken to 10 different chat people all with auto generated replies. It was only when I rung their fraud team and said they were incompetent and had frozen my accounts causing me loss of business and that I would be seeking compensation and reporting them to the Financial Ombudsman that they unpaused one of the accounts. They said I had to show evidence that my dispute with a client was resolved. There was no dispute and the client had deliberately caused a security alert to delay paying me what they owed. I would avoid this bank at all costs as this is the second time this has happened and to compromise a persons business and livelihood is totally unacceptable on every level. There’s no customer service and you’re treated like a criminal with no support and left with anxiety and stress whilst they have control and power over your finances without due cause. There’s very least you would expect is to be supported throughout a security check. Almost on the brink of a breakdown with these bunch of unprofessional idiots! Reviewed on: 9th July 2025

I do my business banking with them and great service...

I do my business banking with them and great service, product and nice app Reviewed on: 12th June 2025

I needed to export transactions to CSV for the purpo...

I needed to export transactions to CSV for the purpose of my accounts. Seems like a simple task right? Previously I have been able to do this both on the mobile app and website, until recently I reported this via the live chat over a week ago, after a 2 hour response time, I was provided steps to do it but the options they given were not available.. so the agent asked me to send a screenshot, which would be ok but the app doesn't allow it. You would think someone working in support would know this about the app they are supporting? After back and forth they asked me to update the app and restart my phone, after trying this it still did not work, by this point the chat had ended Tried again to open their chat and do it again but I had to start from step one of the agent asking the same questions, eventually running out of time as I don't have a whole day to dedicate to pushing them to fix the issue. The response times are hours apart sometimes My 3rd attempt was unsuccesful as they taken 5 hours to reply eventually at 1:00am in the morning which is quite normal for people to be asleep at that time I'm on my 4th attempt so far, been waiting for half an hour and have to press a button to stop me being logged out every 10 minutes So poor, I would have cancelled my account by now but the transactions are essential to my accounts Reviewed on: 29th May 2025

They have frozen the business account and all the m...

They have frozen the business account and all the money that the account was holding because of "security reasons", but the problem is that they are blocking the whole account because they have to check one transaction. Today it's a payday for my employees and I need to pay some other companies and I can't because they froze all the account rather that freeze only part of the money that then needs to check. Ithe customer support it does NOT offer any support and they don't care. As a business owner it's crucial for me to pay my employees and keep the business running instead they don't care. Terrible experience and as soon as they unfreeze the account I will move the money out instantly! Terrible terrible experience! I had to pay one employee from my own personal account because they were relying on the salary they were going to get. Its suspicious the fact that all of this to all of us is happening all at the same time. Seems like they are holding the money for some other reasons Reviewed on: 25th April 2025

Lost job contact because Money held fornot reason

Lost job contact because Money held for not reason, no customer service help, informed CMS The service has been terrible, my money was held, even when evidence was shown why monies were paid and I was forced to cancel a work contract because of that. Not only was the client payment held from me, but my other balance from previous works. When i requested the money sent back to the client it was not done either and my account was olocked. So I then had to refund the customer from my personal money. I have lost important income, and a good working reputation. I will be using this experience to place reviews online to warn off future customers from having this hassle. Do not recommend. Communication was dismal and no customer services. Although the payment was a deposit for materials, which would then be paid out to verious suppiers, Tide informed child maintenance that i had been paid money and now have to show evidence to that company also that i do not make more money than stated before. This ordeal went on for weeks, I finally had to "cheat the system" by opening up yet another chat with customer service and told them 1 could not view my pin, which unlocked my account and withdrew all money and have now closed the account Reviewed on: 24th April 2025

Amazing products

Has lots of great products specifically designed for businesses Reviewed on: 11th April 2025

Good, simple.

Good, simple. Always feel like they have my back Reviewed on: 8th April 2025

Good interest rate

Few issues setting up my business account, however it was an error my side which then became apparent. Free banking, £0.20 a transaction, good interest rate, whats not to like? Reviewed on: 2nd April 2025

Great customer service

Great customer service - every time I have called, I have been able to speak with an advisor instantly, no waiting, no holding and every time they have resolved any issues straight away. Also, great value for small businesses. Reviewed on: 2nd April 2025

Great service at your fingertips with everything you...

Great service at your fingertips with everything you need for a small business. Many accountancy plug ins as well to keep your business on the move. Helpful and quick responses by the customer services as well. Reviewed on: 2nd April 2025

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