Write a review

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19894 reviews)

View other Vanquis products

4.77

Based on 19,894 reviews, last reviewed 9th Aug 2025

62% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

A game changer for me! I was a little nervous about applying for a credit card, but Vanquis made the whole process simple and stress-free. The application was quick, I got a... Read more Reviewed on: 9th August 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19894)

Excellent

Been with Vanquis for years and never had any issues Reviewed on: 3rd May 2024

Ive only had good experiences with Vanquis banking.

Ive only had good experiences with Vanquis banking. Reviewed on: 3rd May 2024

Had a operation on throat and they would not help wi...

Had a operation on throat and they would not help with account till I spoke to them Reviewed on: 3rd May 2024

Vanquis is good overall.

Can access App easily, it is secure, can keep up with payments and when I need to pay and minium payments. Good overall communication . Reviewed on: 3rd May 2024

Nice good to build score nice helpful keep it up...

Nice good to build score nice helpful keep it up Reviewed on: 3rd May 2024

on the whole positive staff usually hepful and app e...

on the whole positive staff usually hepful and app easy to use Reviewed on: 3rd May 2024

Went You Need Help

When my credit was low you help me to rebuild and now things are looking good. Reviewed on: 3rd May 2024

Brilliant app

Got a Vanquis card to help with credit and to use for business trips. I got turned away from most high street lenders when I had an average score. Vanquis is brilliant, never had an issue. App to clear and easy to use! Credit score it brilliant now, and they keep me updated and offer more services now I have increased my credit score. Only drawback is them increasing the rates, but assume its inline with the CPI/RPI. Maybe good to introduce lower rates after a successful period per user. Reviewed on: 3rd May 2024

The app is very efficient, easy to use coupled with...

The app is very efficient, easy to use coupled with easy repayment. Reviewed on: 3rd May 2024

Life is Back on Track

The Vanquis card has helped me get back on my feet. When my life was in a black hole, Vanquis came to my rescue and from receiving my card I was able to get my finances back on track. No more black hole. Hello Life. Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.95 from 2511 reviews
Credit Card
from Metro Bank 4.85 from 879 reviews
Credit cards
from Virgin Money 3.80 from 798 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 2 reviews
Loans
from Vanquis 4.92 from 1252 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub