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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19893 reviews)

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4.77

Based on 19,893 reviews, last reviewed 8th Aug 2025

62% decrease in 5 star reviews

in the past 90 days

70% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Friendly and reliable service, repayments are good. Friendly and reliable service, repayments are good. Reviewed on: 8th August 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19893)

Customers service was unhelpful and came across rude...

Customers service was unhelpful and came across rude , I didn’t understand what the person was talking about and they weren’t very helpful, the couldn’t understand what I was saying. Reviewed on: 2nd May 2024

Have been with Vanquis for a long time and can’t fau...

Have been with Vanquis for a long time and can’t fault it. Reviewed on: 2nd May 2024

Reminds to save money

Amazing to use keeps me alert and reminds me of what I need to pay. Reviewed on: 2nd May 2024

Custumer service people are very friendly and profes...

Custumer service people are very friendly and professional Reviewed on: 2nd May 2024

Very good service brilliant credit card and its help...

Very good service brilliant credit card and its helped me rebuild my credit rating Reviewed on: 2nd May 2024

Extremely high interest rates.

Interest rates are extortionate and increased with the BOE rate but didn’t come done with them. Made it extremely difficult to pay off Reviewed on: 2nd May 2024

I thought I would have problems getting the card aft...

I thought I would have problems getting the card after just coming out of an IVA. However, it was easy to be accepted and thanks to Vanquis I managed to build up an excellent credit rating which helped me to finally get a mortgage. I am now a proud home owner and a more responsible spender. Reviewed on: 2nd May 2024

Easy to apply & quick approval Online service for ev...

Easy to apply & quick approval Online service for everything Reviewed on: 2nd May 2024

Satisfied

Has worked well for me - and I have had no problems Reviewed on: 2nd May 2024

Great credit card for credit building

I have been with Vanquis for nearly 2 years… after trouble accessing credit after a situation of no fault of my own, the company gave me chance to rebuild my credit. Great customer service overall and would recommend and anybody trying to rebuild their credit score. Reviewed on: 2nd May 2024

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