Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Am very happy with my Vanquis account and it has bee...

5
Am very happy with my Vanquis account and it has been good to see my credit score slowly improving. Reviewed on: 2nd May 2024

Always easy to talk to and very helpful!

5
Always easy to talk to and very helpful! Reviewed on: 2nd May 2024

Easy and simple.

5
I’ve found my Vanquis card easy to keep track of and up to date, it’s accepted everywhere and simple to use either the card or app. Added bonus when they started allowing you to add the card to your iPhone wallet for easier access too. Reviewed on: 2nd May 2024

Great app

5
Easy application process and good designed app. Easy to manage account and good credit limit increases over time Reviewed on: 2nd May 2024

Great communication

5
Always advise me of due payments. Great communication at this. Reviewed on: 2nd May 2024

Average not good nor bad customer service is ok thou...

3
Average not good nor bad customer service is ok though so on the hole I’d say it’s nothing special but nor is it anything bad either Reviewed on: 2nd May 2024

silly rates

2
interest rate terrible keep meaning to apply elsewhere as have excellent credit rating Reviewed on: 2nd May 2024

Customers service was unhelpful and came across rude...

1
Customers service was unhelpful and came across rude , I didn’t understand what the person was talking about and they weren’t very helpful, the couldn’t understand what I was saying. Reviewed on: 2nd May 2024

Have been with Vanquis for a long time and can’t fau...

5
Have been with Vanquis for a long time and can’t fault it. Reviewed on: 2nd May 2024

Reminds to save money

5
Amazing to use keeps me alert and reminds me of what I need to pay. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.80 from 9 reviews
    Vanquis
    View all products