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Vanquis : Credit builder credit card reviews

4.78
Based on 19,891 reviews, last reviewed 5th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

No issues at all. I have been with vanquis for a number of years and have had no issues what so ever. The app is very easy to navigate Reviewed on: 5th August 2025
Linda b's avatar
Linda b

Latest lowest rating:

1

App not working , charging too much fees for service... App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I h... Read more Reviewed on: 20th July 2025
Moahmed khair's avatar
Moahmed khair

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19891)

I like vanquis app and all notifications safe shoppi...

4
I like vanquis app and all notifications safe shopping online Reviewed on: 2nd May 2024

Great card to repair credit.

5
Great card to repair credit. Works great and decent credit limits Reviewed on: 2nd May 2024

great credit card

4
i am very satisfied. the card and app works very well for me Reviewed on: 2nd May 2024

I had a bit trouble sorting loan out because I got i...

5
I had a bit trouble sorting loan out because I got it for my career, everyone I spoke too was very understanding and helpful it's been the best thing I ever did. I paid it off quickly and they said I could get some money back Reviewed on: 2nd May 2024

Really clear

5
Really clear about what you are getting and how you can repay Reviewed on: 2nd May 2024

Great for helping to build up your credit score

5
Great for helping to build up your credit score Reviewed on: 2nd May 2024

Having struggled to get credit vanquis gave us a cha...

5
Having struggled to get credit vanquis gave us a chance easy to use app and customer service is excellent very happy with Vanquis Reviewed on: 2nd May 2024

Nightmare communicating with Vanquis.

1
Nightmare communicating with Vanquis. No concept of customer care. A horrible experience for customers who are the so called life blood of that company! Reviewed on: 2nd May 2024

My experience could be better, as the interest rate...

4
My experience could be better, as the interest rate is a bit higher Reviewed on: 2nd May 2024

A great starter card

4
I can't complain, every time I've had to contact the team I've been very well looked after and the problem has been resolved quickly. In general, compared to other credit card companies, the balance weighs more positively in favour of Vanquis. They could be a little more competitive in the rates they charge, they're not the cheapest on the market but they're not the most expensive either. Reviewed on: 2nd May 2024

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