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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Custumer service people are very friendly and profes...

4
Custumer service people are very friendly and professional Reviewed on: 2nd May 2024

Very good service brilliant credit card and its help...

5
Very good service brilliant credit card and its helped me rebuild my credit rating Reviewed on: 2nd May 2024

Extremely high interest rates.

1
Interest rates are extortionate and increased with the BOE rate but didn’t come done with them. Made it extremely difficult to pay off Reviewed on: 2nd May 2024

I thought I would have problems getting the card aft...

5
I thought I would have problems getting the card after just coming out of an IVA. However, it was easy to be accepted and thanks to Vanquis I managed to build up an excellent credit rating which helped me to finally get a mortgage. I am now a proud home owner and a more responsible spender. Reviewed on: 2nd May 2024

Easy to apply & quick approval Online service for ev...

5
Easy to apply & quick approval Online service for everything Reviewed on: 2nd May 2024

Satisfied

5
Has worked well for me - and I have had no problems Reviewed on: 2nd May 2024

Great credit card for credit building

5
I have been with Vanquis for nearly 2 years… after trouble accessing credit after a situation of no fault of my own, the company gave me chance to rebuild my credit. Great customer service overall and would recommend and anybody trying to rebuild their credit score. Reviewed on: 2nd May 2024

Customer service representatives are always very ple...

5
Customer service representatives are always very pleasant and professional, sort any problems as soon as they can Reviewed on: 2nd May 2024

Pay on time never had any problems

5
Pay on time never had any problems Reviewed on: 2nd May 2024

I like vanquis app and all notifications safe shoppi...

4
I like vanquis app and all notifications safe shopping online Reviewed on: 2nd May 2024

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