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Vanquis : Credit Building Credit Card reviews

4.77
Based on 19,857 reviews, last reviewed 17th Jul 2025
93% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Needed to build my history and this card was just ri... Needed to build my history and this card was just right for me. Reviewed on: 17th July 2025
G Barker's avatar
G Barker

Latest lowest rating:

1

Balance transfer scam After doing a balance transfer to my Vanquis account which the offer was 0% for 12 months, for which I was charged a balance transfer fee of £147, Van... Read more Reviewed on: 15th July 2025
Unhappy customer's avatar
Unhappy customer

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (19857)

APR too high, I have an American express card and fo...

4
APR too high, I have an American express card and for evey 1000 pounds I spend they have a fifty pound minimum payment, where as you are minimum 60 pounds on an outstanding balance above 500 , I have been with you for years and thought it might reduce Reviewed on: 2nd May 2024

I’ve had my Vanquis card for a number of years and f...

5
I’ve had my Vanquis card for a number of years and first got it to build my credit rating. My credit rating is now excellent thanks in part to having this card. It is easy to manage online, I’ve never had any problems with the app or in managing my card. Reviewed on: 2nd May 2024

Excellent service all the time every time.

5
Excellent service all the time every time. Been with Vanquis for many many years bow Reviewed on: 2nd May 2024

Always helpful and keep you updated on my account .

5
Always helpful and keep you updated on my account . Reviewed on: 2nd May 2024

Had card over 12 years.

5
Had card over 12 years. Never had a problem. Having card helped me on many occasions. Easy app for payment. Easy to log in and check purchases, pending items and balance at a glance. Reviewed on: 2nd May 2024

easy to use and navigate on the app.

5
easy to use and navigate on the app. Very good cusatomer service Reviewed on: 2nd May 2024

Nice experience and I am still having mor experience

4
Nice experience and I am still having mor experience Reviewed on: 2nd May 2024

Vanquis have been very helpful to me as I have been...

5
Vanquis have been very helpful to me as I have been having some trouble with making my payments. Reviewed on: 2nd May 2024

Easy application, reasonable interest rates make the...

5
Easy application, reasonable interest rates make them a good lender to be with Reviewed on: 2nd May 2024

Great CREDIT CARD

5
Excellent credit card no pitfalls and easy to manage 24/7 online Reviewed on: 2nd May 2024

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