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Vanquis : Credit builder credit card reviews

4.77
Based on 19,899 reviews, last reviewed 15th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
72% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

My experience is very good and would recommend every... My experience is very good and would recommend everyone to try it out for them self Reviewed on: 15th August 2025
Seaowna johnson's avatar
Seaowna johnson

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19899)

The best

5
I spoke with one of the customers service agent, the way he took his time and he was patient explaining the steps by step… in few minutes I was happy with the result Reviewed on: 2nd May 2024

A card for people, simple!

5
A card for people, a simple thing to say, but not often these days that a business works with you and for you. Best example I think is the payment reminder sms that with a simple text message allows you to pay that months payment there and then. Simplicity itself! Reviewed on: 2nd May 2024

Very good service ,And i will recommend to friends a...

5
Very good service ,And i will recommend to friends and family. Reviewed on: 2nd May 2024

Excellent

5
Very good it helped me a lot. Will recommend family and friends to you it thank you Reviewed on: 2nd May 2024

I’ve been with Vanquis now for a number of years and...

5
I’ve been with Vanquis now for a number of years and never had a problem Reviewed on: 2nd May 2024

Well happy with service and customer service

5
Well happy with service and customer service Reviewed on: 2nd May 2024

They always keep me updated on any changes, and are...

5
They always keep me updated on any changes, and are very friendly and helpful and understanding. Reviewed on: 2nd May 2024

Helpful when I was limited for choice.

5
Helpful when I was limited for choice. Slightly more expensive than others soni prioritise paying first which is a hood incentive. Reviewed on: 2nd May 2024

I applied for an increase, and it was allowed within...

5
I applied for an increase, and it was allowed within hours. Reviewed on: 2nd May 2024

I have found that these interest rates on purchases...

3
I have found that these interest rates on purchases using my Vanquis card are very high. Aside from this I find the service acceptable. Reviewed on: 2nd May 2024

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