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Vanquis : Credit builder credit card reviews

4.77
Based on 19,894 reviews, last reviewed 9th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

A game changer for me! I was a little nervous about applying for a credit card, but Vanquis made the whole process simple and stress-free. The application was quick, I got a... Read more Reviewed on: 9th August 2025
Rebecca F's avatar
Rebecca F

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19894)

Excellent company to deal with

5
I have been a customer of Vanquis for many years. They have always been fair and straightforward. Information is always provided immediately there are any changes. A very efficient company. Reviewed on: 2nd May 2024

No problems ...

5
I have never had any problems with Vanquis and they have made sure that I am well looked after. Thanks Vanquis. Reviewed on: 2nd May 2024

Easy to manage, easytto use

5
My queries have always been handled quickly and easily and I have never had a problem with my card or account. They caught an attempted scammer on the account and immediately notified me ~ my own bank took 3 days Reviewed on: 2nd May 2024

Vanquis is excellent for customers with minimum...

5
Vanquis is excellent for customers with minimum credit history. Reviewed on: 2nd May 2024

Good I liked very and recommend everyone

5
Good I liked very and recommend everyone Reviewed on: 2nd May 2024

They have a good service and always ready to help wh...

5
They have a good service and always ready to help whenever I needed it. Reviewed on: 2nd May 2024

Vanquis is the best company by far

5
Vanquis, have always been so helpful. Especially putting direct debits in place to help me afford to pay it by far the best and most caring company Reviewed on: 2nd May 2024

Credit Rating

5
I originally applied for a card with a fair credit rating. The card and advice I receive from Vanquis have helped my rating increase. Reviewed on: 2nd May 2024

Fraudulent payment

5
Had a fraudulent payment go through and customer services were quick to get back to me and the whole process was easy and payment was back on my card within a week Reviewed on: 2nd May 2024

They ain't half bad.

4
Good company overall although the interest rates might be considered a little high. Very helpful. Reviewed on: 2nd May 2024

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