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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19903 reviews)

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4.78

Based on 19,903 reviews, last reviewed 30th Aug 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Great experience, easy application process, great of... Great experience, easy application process, great offers, and app is very easy to use Reviewed on: 30th August 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19903)

I started my credit building journey with Vanquis a...

I started my credit building journey with Vanquis a few years ago, my credit rating was terrible and I started with a low manageable credit limit. By being responsible and with the help of Vanquis I quickly rebuilt my credit rating to a level that has allowed me to take advantage of low interest rates due to my excellent credit score and even have a mortgage that would not have been possible before. Reviewed on: 2nd May 2024

Does what it says it does

I have never had any problems with Vanquis Reviewed on: 2nd May 2024

Excellent team working together , everything easy to...

Excellent team working together , everything easy to understand Reviewed on: 2nd May 2024

My card is a lifesaver at times, it has repayments I...

My card is a lifesaver at times, it has repayments I can afford and the app is straightforward and simple to navigate through. I’m very happy being a vanquish credit card owner as it really has formed part of my life , especially when unexpected financial problems arise, such as car break down , appliance needing replacing etc . Reviewed on: 2nd May 2024

Easy to apply for and get a fast response.

Easy to apply for and get a fast response. IV used vanquish twice now and the repayments are easy and affordable. Reviewed on: 2nd May 2024

Very easy to apply for quick delivery

Very easy to apply for quick delivery Reviewed on: 2nd May 2024

When I have issue they are very helpful and polite a...

When I have issue they are very helpful and polite and really helpful to help to resolve it one time I was scammed and other I struggled to pay one month I explained why because I have always payed every month but that time I couldn’t they were very helpful and understanding made me feel reassured Reviewed on: 2nd May 2024

I have rang many times about my account and why is t...

I have rang many times about my account and why is the money been taken out of my account but all and all Vanquis very good excellent Reviewed on: 2nd May 2024

I've not had any problems with Vanquis

I've not had any problems with Vanquis Reviewed on: 2nd May 2024

Always quick to answer and help with any questions I...

Always quick to answer and help with any questions I have. Reviewed on: 2nd May 2024

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