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Vanquis : Credit builder credit card reviews

4.77
Based on 19,894 reviews, last reviewed 9th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

A game changer for me! I was a little nervous about applying for a credit card, but Vanquis made the whole process simple and stress-free. The application was quick, I got a... Read more Reviewed on: 9th August 2025
Rebecca F's avatar
Rebecca F

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19894)

Give Vanquis a call

5
When i 1st had my vanquis card my credit rating wasn't very good, but now after having my card for a few years my credit rating has improved significantly. So if you're in a similar situation to me give Vanquis a call you too could improve your credit rating but remember to keep paying your bills on time even if it's just the minimum payment good luck to you all Reviewed on: 17th April 2025

Good company

5
Good, although APR could be better Reviewed on: 17th April 2025

App has not been working properly for months.

3
App has not been working properly for months. Cannot make additional payments on app.. customer services not helpful if there is a problem. Reviewed on: 17th April 2025

Great for credit building

5
It has helped build my credit score. They review your limit regularly and and there’s an option of checking my credit score . Good for day to day expenses. Reviewed on: 17th April 2025

Vanquis Experience

5
Enjoyed being with Vanquis they helped me in more that one way Reviewed on: 17th April 2025

Poor company

2
Upping my interest reat by over 25 percent in one month, daylight robbery. Customer service agents constantly contradicting what they are saying and have poor communication skills, one minute telling me my accountis open until the next statement and in the same conversation telling me it is closed completely, honestly.make your minds up Reviewed on: 17th April 2025

very good sorted me right out would recommend to eve...

5
very good sorted me right out would recommend to everybody Reviewed on: 17th April 2025

IT was there when i most needed help

5
IT was there when i most needed help Reviewed on: 17th April 2025

Customer of Vanquis for several years

5
I have had a Vanquis credit card for several years now and always been excellent. I have been asked if I wanted to raise my credit limit but I have stayed as it has always been. I have had no problem with this card. As the balance is always paid within the month I have never paid any interest which is a good thing. Reviewed on: 17th April 2025

An Excellent credit card Experience

5
From the moment I signed up, everything just worked seamlessly. The approval process was quick and the welcome bonus and limit increase timely was more generous than I expected. Mind knowing that with the fraud alerts and real-time tracking this card is very adds value to everyday life. Reviewed on: 17th April 2025

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