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Zable: Credit card reviews

4.94
Based on 49,741 reviews, last reviewed 18th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

It's a nice and wonderful experince for me to have z... It's a nice and wonderful experince for me to have zable card. Reviewed on: 18th October 2025
Rasheed O's avatar
Rasheed O

Latest lowest rating:

1

Fraudulent Someone got hold of my card details unbeknownst to me and one of the purchases made in Scotland while I was in Spain Zable said its my fault for not p... Read more Reviewed on: 25th September 2025
Chris Williams 's avatar
Chris Williams

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Zable Credit card reviews (49741)

Review of the Zable, Credit card:

Excellent credit provider always let you know your m...

5
Excellent credit provider always let you know your monthly amount if you need to put a little more money in if you get to close to your limit just an excellent service Reviewed on: 29th May 2024

Digital First credit card.

5
I like the digital first aspect of Zable the most. Having a card immediately on acceptance and being able to use it via Apple Pay. I also like the pay by bank feature. It’s a very simple implementation where you do not need to continually go to the banking app and authenticate separately. this is what modern credit should look like. Reviewed on: 15th July 2025

Without Zable I wouldn't have been able to afford my...

5
Without Zable I wouldn't have been able to afford my pets emergency vet bill, it's been a life saver, literally Reviewed on: 15th July 2025

Great start to my first credit card.

5
Great start to my first credit card. Reviewed on: 15th July 2025

Quick and easy to apply in just few minutes my acco...

5
Quick and easy to apply in just few minutes my account was done and money approved Reviewed on: 15th July 2025

Game-Changer, Transparent, Fast, and Customer-Focused

5
Zable has completely redefined what I expect from a credit card provider. The application process was seamless, clear, quick, and surprisingly human in tone. I received approval within minutes and was instantly able to use my virtual card, which was a game-changer in an urgent situation. What truly blew me away was the transparency. No hidden fees, no confusing jargon, just honest communication and straightforward terms. Their app is sleek, intuitive, and genuinely helpful. I can track spending, manage payments, and even adjust my direct debit options effortlessly. But what really sets Zable apart is the way they treat you like a person, not a number. I had a query about a payment and their customer service team responded promptly with empathy and clarity, something rare in today’s financial world. Zable is more than a credit card, it’s a financial tool that feels like it was designed with the customer in mind. Highly recommend it to anyone looking to build credit without the stress. Reviewed on: 15th July 2025

I've never had any issues at all.

5
I've never had any issues at all. They are great. Reviewed on: 15th July 2025

A Great Experience

5
Zable is an excellent choice for establishing a credit footprint. The sign-up process is straightforward, you gain immediate access to the app, and it comes with useful budgeting tools. It’s essential to treat this card like a charge card—always pay your statement in full to avoid excessive interest charges. However, if your objective is to build credit and you can exercise discipline, Zable’s simplicity and clear design make it a definitive option. Reviewed on: 15th July 2025

Awesome.

5
The experience has been worthy of recommendation. Reviewed on: 15th July 2025

Easy to use with an excellent app .

5
Easy to use with an excellent app .excellent customer service. Reviewed on: 15th July 2025

They have given me a second chance to build good cre...

5
They have given me a second chance to build good credit where all else refused. Reviewed on: 15th July 2025