Write a review

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (710 reviews)

View other Zopa products

4.96

Based on 710 reviews, last reviewed 9th Mar 2025

23200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Love the flexibility. Very easy to open account and transfer existing ISA into new account. Love the fact it is flexible so can withdraw money if needed and as long as you ... Read more Reviewed on: 9th March 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (710)

Review of the Zopa, Cash ISA:

Excellent customer service, brilliant website and app.

Excellent customer service, brilliant website and app. Reasonable charges. Reviewed on: 26th February 2025

Zopa competitive and easy to use

The account was easy to open and as flexible ISA allows withdrawals and redeposits. Reviewed on: 22nd January 2025

Best savings product experience from start to finish.

Best savings product experience from start to finish. I actually opened two savings accounts at the same time - Zopa's smart ISA and a competitor's. The differences were unbelievable - zopa was quick, communicated clearly, easy to follow. I love the app, it's very clear and easy to use. The product is great, particularly the rate and flexibility. 10 stars, really impressed. Reviewed on: 22nd January 2025

Easy to open the account and good interest

It was easy to open my account and I get a good rate of interest - happy days! Reviewed on: 21st January 2025

Easy to manage with decent rates

Easy to manage with decent rates Reviewed on: 21st January 2025

Zopa give great rates and service

Zopa have always provided some of the best rates in the market for ISA and savings account. Their apps are simple and very efficient and money transfers have been very prompt. I just wish all banks were the same Reviewed on: 21st January 2025

Easy to use app

Love how easy it is to move money from one account to another Reviewed on: 21st January 2025

I think the app is very simple and user friendly and...

I think the app is very simple and user friendly and I get a competitive rate on my ISA. Reviewed on: 21st January 2025

Save with no other bank than Zopa!

As I took my first strides in my professional career, I realised that I needed a savings account since savings account of my main bank wasn't very competitive. After a deep dive of saving accounts and lengthy searches on the internet. I decided to go with Zopa which offered a superb ISA interest rate with for new customers and I've been pleased since. The customer service and product offered is unpaired by any other competitor. I can also say that I am pleased to have been part of their Beta Bank programme and I look forward to any new products rolled out by Zopa. Reviewed on: 20th January 2025

A friend told me about Zopa and the excellent rates...

A friend told me about Zopa and the excellent rates on offer. I am certainly not disappointed. Reviewed on: 20th January 2025

Best and easy bank to save with

Brilliant quick and easy to open any accounts, savings or USA and I would tell anyone thus Reviewed on: 20th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from Nationwide 4.72 from 55 reviews
Junior ISA
from OneFamily 5.00 from 1 reviews
Cash ISA
from NatWest 4.09 from 92 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub