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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (710 reviews)

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4.96

Based on 710 reviews, last reviewed 9th Mar 2025

23200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Love the flexibility. Very easy to open account and transfer existing ISA into new account. Love the fact it is flexible so can withdraw money if needed and as long as you ... Read more Reviewed on: 9th March 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (710)

Review of the Zopa, Cash ISA:

Excellent customer service, brilliant website and app.

Excellent customer service, brilliant website and app. Reasonable charges. Reviewed on: 26th February 2025

User-Friendly Money Monitoring

Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

Smart ISA

The app is very easy to use. The ability to deposit and withdraw at the click of a button is so welcome. Reviewed on: 20th January 2025

Best saving platform , excellent isa rates

Best saving platform , excellent isa rates Reviewed on: 20th January 2025

Straight forward, simple, good rates and no problems...

Straight forward, simple, good rates and no problems in 12 months. Reviewed on: 20th January 2025

Easy account set up and excellent saving rates !

Easy account set up and excellent saving rates ! Reviewed on: 19th January 2025

User friendly flexible ISA

The smart ISA has the flexibility I need with a reasonable rate. The app is very user friendly. Reviewed on: 19th January 2025

The app is so easy to use

The app is so easy to use especially for an older person who is not tech savvy. And not forgetting the great interest rates. Reviewed on: 19th January 2025

Very easy to open a ISA account.

Very easy to open a ISA account. Also a easy access, very impressed Reviewed on: 19th January 2025

Easy app helpful advisors.

Easy app helpful advisors. Tools are easy to use money is fast to deposit withdrawn easy breaks down of interest Reviewed on: 19th January 2025

Transfer of ISAs into Zopa Smart ISA

I transferred in a couple of my ISAs to Zopa and was with them for a year until I decided to move them a provider with a better rate. I was very happy with the service during my time with them and would happily return if the interest rate returned to be more competitive. Reviewed on: 19th January 2025

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