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Zopa: Cash ISA reviews

4.95
Based on 1,023 reviews, last reviewed 17th Apr 2025
76400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Good rate, flexible isa. Good rate, flexible isa. Different isa pot. Only issue is transfer out, you have to wait for the all fixed term pot to become access isa pot, only the... Read more Reviewed on: 17th April 2025
Tarek C's avatar
Tarek C

Latest lowest rating:

1

Don’t bother, they won’t communicate I’m in the process of moving a cash ISA from them to another provider and because they haven’t returned contact to the third part , I have made numero... Read more Reviewed on: 16th April 2025
Brett G's avatar
Brett G

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1023)

Review of the Zopa, Cash ISA:

Was a great service and easy to set up.

5
Was a great service and easy to set up. Lots of communication and updates Reviewed on: 31st March 2025

First choice for savings

5
The app is set up so well that everything is straightforward and intuitive. Makes all transactions quick and easy. The interest rates are excellent so Zopa is now my first choice for savings. Reviewed on: 17th April 2025

Easy to use, excellent app , great savings in Compar...

5
Easy to use, excellent app , great savings in Comparison to high street banks Reviewed on: 17th April 2025

Excellent customer service.

5
Excellent customer service. Very accessible app. Good rate of interest on the cash ISA. Excellent communication from Zopa. Reviewed on: 17th April 2025

A good account.

5
A good account. Easy to open and operate and a good rate of interest. Reviewed on: 17th April 2025

Competitive savings rates generally.

5
There appears to be no secure messaging in the app. This makes messaging messy. The products can be competitive but as with all interest rates they are dropping. The app could be more logical, especially as far as paying to external accounts is concerned. Overall, a good experience. Reviewed on: 17th April 2025

Easy to open an account, easy to navigate the site a...

5
Easy to open an account, easy to navigate the site and competitive interest rates. Reviewed on: 17th April 2025

Very efficient in online banking.

5
Very efficient in online banking. My experience with Zopa has been exceptional from start to finish.Would definitely recommend such a smooth transition and great saving rates. Reviewed on: 17th April 2025

Easy to us and clear concise statements

5
Easy to use and clear concise statements Reviewed on: 17th April 2025

Everything with Zopa is easy, I would recommend it,...

5
Everything with Zopa is easy, I would recommend it, customer service brilliant and the App is easy to use. Reviewed on: 17th April 2025

Easy to open, easy to access, great information on app.

5
Easy to open, easy to access, great information on app. Reviewed on: 17th April 2025