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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Good app that just works well

5
Good app that just works well and staff who know what they are talking about when you do need them. Competitive interest rates. Reviewed on: 28th February 2025

Very easy to use and understand

5
Very easy to use on the app. Never had any problems with withdrawing and investing. It’s all clear and efficient. Reviewed on: 28th February 2025

Good bank.

5
Easy to use and decent rates. Wide range of products. Reviewed on: 28th February 2025

Great interest rates and easy to use.

5
Great interest rates and easy to use. Reviewed on: 28th February 2025

Zopa accounts are set up fast, flexible and very use...

5
Zopa accounts are set up fast, flexible and very user friendly. I love the 'pots' you can set up, this helps me organise my finances without setting up extra accounts. Reviewed on: 28th February 2025

Great product

5
Great product, competitive rate and so easy to navigate the app Reviewed on: 28th February 2025

Easy and effective app to use plus a great service...

5
Easy and effective app to use plus a great service Reviewed on: 28th February 2025

Transfered an ISA.

5
Transfered an ISA. They did everything. All went well. Reviewed on: 28th February 2025

Easy to use app and competitive rates make the diffe...

5
Easy to use app and competitive rates make the difference Reviewed on: 28th February 2025

Great interest rates.

5
Great interest rates. Interest paid monthly with bonuses. Reviewed on: 28th February 2025

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