Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,261 reviews, last reviewed 15th Jun 2025
15% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy cash Isa Easy to set up and manage on app Reviewed on: 15th June 2025
Sarah B's avatar
Sarah B

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1261)

I fond Zopa's Flexible ISA particularly useful

5
I fond Zopa's Flexible ISA particularly useful and hope to open my third in April. Reviewed on: 17th January 2025

So easy to setup and the tech just eoekd

5
So easy to setup and the tech just eoekd Reviewed on: 17th January 2025

Recommended by Which?

5
Recommended by Which? Very easy to open an ISA account and now I have additional accounts. Very pleased. Reviewed on: 17th January 2025

Setting up the app was really quick.

5
Setting up the app was really quick. Regular communication about what's happening with interest rates etc. very very easy to use. Very happy customer. Reviewed on: 17th January 2025

Competitive rates, easy to use.

5
App is very easy to use, and Zopa provides very competitive interest rates for savers. Reviewed on: 17th January 2025

The interest rates are fair, the app is amazing and...

5
The interest rates are fair, the app is amazing and it’s super easy to manage my agreements. I have even recommended Zopa to a family member who have also had a fantastic experience using their loan service Reviewed on: 17th January 2025

App is easy to use and transfer money

5
App is easy to use and transfer money Reviewed on: 17th January 2025

Great app, good rates - like the option to have as m...

5
Great app, good rates - like the option to have as many buckets as possible Reviewed on: 17th January 2025

I like Zopa for my Savings and ISA's.

5
I like Zopa for my Savings and ISA's. Easy to use App Reviewed on: 17th January 2025

Very easy App to navigate with excellent rates- many...

5
Very easy App to navigate with excellent rates- many thanks Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products