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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1261 reviews)

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4.95

Based on 1,261 reviews, last reviewed 15th Jun 2025

15% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Easy cash Isa Easy to set up and manage on app Reviewed on: 15th June 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1261)

Always market leader with rates.

Always market leader with rates. Easy access to all savings accounts and lots of products on offer. Love that through the one app I can now view my credit card and bank balances with other providers. Saves time. Reviewed on: 17th January 2025

Easy to set up.

Easy to set up. A great app and great rates Reviewed on: 17th January 2025

One of the best ISA.

Really easy to use service from Zopa. Interest rates are competitive even though there are better rates available elsewhere, I found zopa services to be smooth. Reviewed on: 17th January 2025

Their App is very easy to use

Their App is very easy to use and the interest rates are competitive. Reviewed on: 17th January 2025

Is a super easy tu use app and give me great rates f...

Is a super easy tu use app and give me great rates for my saving. I am very happy Reviewed on: 17th January 2025

Savings pots rule

Have got an ISA with them, the pots are incredible for saving for different goals within the same account. It’s easy to top up too. Reviewed on: 17th January 2025

Zopa is transparent, user-friendly and quick to set-up

I use the Cash ISA pots with Zopa, its extremely user friendly to see what is in my pots and what interest I am earning through the app, and is so easy to withdraw and add money. I find the website and app are transparent and clear about savings/interests and fees. I originally chose Zopa because it was easy to sign-up and open an account and it offered the best ISA interest rates at the time. I can see they have a new savings product which is a fixed savings account for as high as 7.5% interest on savings. Really great! I have recommended this product and bank to family and friends for all of these reasons! Reviewed on: 17th January 2025

Excellent product.

Excellent product. Very easy to transfer money in and out. Interest is calculated monthly and at a good rate. Most flexible ISA I have found at this rate. Reviewed on: 17th January 2025

Using the app to manage your accounts is very easy

Using the app to manage your accounts is very easy with lots of good features to allow you to move your money around and have several saving pots if needed Reviewed on: 17th January 2025

easy to use, great and simple app.

easy to use, great and simple app. always keep me informed of updates and new products Reviewed on: 17th January 2025

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