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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Does everything you need.

5
Does everything you need. Quick. Easy. Simple. Decent rates. Reviewed on: 28th February 2025

It just works

5
Set up a Cash ISA using the app and was able to use it to transfer money fro another account easily. Reviewed on: 28th February 2025

Really good would recommend please use helped me out...

5
Really good would recommend please use helped me out loads Reviewed on: 28th February 2025

Great easy access through the app and competitive ra...

5
Great easy access through the app and competitive rates for my savings. Really refreshing service! Reviewed on: 28th February 2025

Zopa cash ISA

5
I opened a cash ISA with Zopa. It’s simple to transfer money in or out and I can easily see how my sat are building and I get a great interest rate Reviewed on: 28th February 2025

Easiest online banking i have managed to date

5
Opened an account a year ago and have no issues. They have kept me informed of any updates Reviewed on: 28th February 2025

Easy to Use

5
Easy to use product service, updates of site has made using it simpler Reviewed on: 28th February 2025

Good rates.

5
Good rates. Zopa app is very easy to use Reviewed on: 28th February 2025

Love the app, it’s so nice to use and easy to unders...

5
Love the app, it’s so nice to use and easy to understand, enabling swift access to your money. I love the part where it shows clearly how much you have gained in interest! Reviewed on: 28th February 2025

Very easy to use APP

5
Very easy to use APP and competitive savings rates Reviewed on: 28th February 2025

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