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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1534 reviews)

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4.95

Based on 1,534 reviews, last reviewed 12th Mar 2026

25900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Oap friendly App very easy to use, but able to contact a real person if needed Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1534)

Very easy to use and understand

Very easy to use on the app. Never had any problems with withdrawing and investing. It’s all clear and efficient. Reviewed on: 28th February 2025

Good bank.

Easy to use and decent rates. Wide range of products. Reviewed on: 28th February 2025

Great interest rates and easy to use.

Great interest rates and easy to use. Reviewed on: 28th February 2025

Zopa accounts are set up fast, flexible and very use...

Zopa accounts are set up fast, flexible and very user friendly. I love the 'pots' you can set up, this helps me organise my finances without setting up extra accounts. Reviewed on: 28th February 2025

Great product

Great product, competitive rate and so easy to navigate the app Reviewed on: 28th February 2025

Easy and effective app to use plus a great service...

Easy and effective app to use plus a great service Reviewed on: 28th February 2025

Transfered an ISA.

Transfered an ISA. They did everything. All went well. Reviewed on: 28th February 2025

Easy to use app and competitive rates make the diffe...

Easy to use app and competitive rates make the difference Reviewed on: 28th February 2025

Great interest rates.

Great interest rates. Interest paid monthly with bonuses. Reviewed on: 28th February 2025

competitive interest rates and simple to use

Account is very straightforward to set up, and interest rates always competitive. Account handling very user friendly - separate pots, ability to increase interest with additional notice, all within a single savings environment is great. Money can be withdrawn quickly - used to take a little longer but this seems to be fixed now and is almost instant. Reviewed on: 28th February 2025

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