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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (698 reviews)

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4.96

Based on 698 reviews, last reviewed 3rd Mar 2025

45500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Great app, easy to use and flexible. Great app, easy to use and flexible. Very competitive interest rates Reviewed on: 3rd March 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (698)

Review of the Zopa, Cash ISA:

User-Friendly Money Monitoring

Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

Easy to open up an hub account and different products.

Easy to open up an hub account and different products. App is good but some features for some products could still be implemented. Reviewed on: 28th February 2025

Superb flexible cash ISA, great interest rate and th...

Superb flexible cash ISA, great interest rate and the app is oh so easy to use. Have recommended to friends and partner has opened one too. Reviewed on: 28th February 2025

It’s straightforward and easy to understand, you are...

It’s straightforward and easy to understand, you are informed of any changes to rates before they happen Reviewed on: 28th February 2025

Easy to understand website with all the information...

Easy to understand website with all the information required savings pots explained and isa allowances and if you've drawn out of isa there's a section that tells you how much you can top up to get back to maximum 20k Reviewed on: 28th February 2025

Great ways of saving and great rates with Zopa pots!

The cash ISA has great rates and instant access but what sets Zopa apart is being able to create pots for the savings. This means ypu can see instantly where you are in saving for a particar thing and how you are towards your goals generally. It also makes it really easy to move the money and buy the thing you're saving for once the goal is reached with some buffer if you want to. Really great too to have the osa allowance being tracked. And all accessible with a brilliant app. Reviewed on: 28th February 2025

Zopa are Super

Been with Zopa over a year they Provide a Great Service, easy access to your money with good rates. Reviewed on: 28th February 2025

Generally, banking with Zopa has been a good experie...

Generally, banking with Zopa has been a good experience. They introduced current account which make everything easier. Reviewed on: 28th February 2025

Fantastic account, so easy to use.

Fantastic account, so easy to use. I love the different pots so I can separate my money and save for different things Reviewed on: 28th February 2025

Always first rate, never had any issues

Always first rate, never had any issues Reviewed on: 28th February 2025

Very good banking service

Easy to manage money in App and competitive rates, altogether very good. Reviewed on: 28th February 2025

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