Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1545)

easy quick transfer - responsive site

5
easy quick transfer - responsive site Reviewed on: 16th April 2025

App is very easy to use.

4
App is very easy to use. Transfering of money, opening and closing accounts straightforward. Always has a competitive interest rate Reviewed on: 16th April 2025

Easy to operate the App

5
Easy to open an account. Easy to access it. Kept informed of all movements on my account. Reviewed on: 16th April 2025

Really good rates.

5
Really good rates. Very reliable and easy to use. Reviewed on: 16th April 2025

A no problem experience. experience. ...

5
A no problem experience and they fulfill their promises. Reviewed on: 16th April 2025

Simple to set up and manage.

5
Simple to set up and manage. Flexible ISA, so can access the money and repay in year. Rates are consistently among the higher available. Rarely the highest but ease of managing makes up for that. Reviewed on: 16th April 2025

Excellent product and service.

5
Excellent product and service. Very easy to set up and manage. Reviewed on: 16th April 2025

I have enjoyed the app and the interest rates

5
I have enjoyed the app and the interest rates Reviewed on: 16th April 2025

Great products with market leading rates of interest

5
Top interest rates with super easy to use products available. Reviewed on: 16th April 2025

Easy to just ZOP around.

5
We like the easy to use design of the website. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products