Write a review

Zopa: Car Finance reviews

Name: Car Finance
Rating: 4.9 (771 reviews)

View other Zopa products

4.85

Based on 771 reviews, last reviewed 23rd Apr 2025

556% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very clear information regarding my loans options Very clear information regarding my loans options Reviewed on: 23rd April 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

Read all reviews See your review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can al...

Zopa Car Finance reviews (771)

Review of the Zopa, Car Finance:

No hassle, quick and easy!

Fantastically easy to set up, I've never for a moment regretted using Zopa Reviewed on: 22nd February 2023

Fantastic experience of gaining car finance.

Fantastic experience of gaining car finance. Terms and conditions easy to follow and understand. With the Zopa app I'm able to check my balance and the opportunity to see a settlement figure. Reviewed on: 16th April 2025

Good experience with zopa I recommend for all

Good experience with Zopa I recommend for all Reviewed on: 16th April 2025

amazing company

love it so much would recommend to everyone Reviewed on: 15th April 2025

Their help was great, they were very professional an...

Their help was great, they were very professional and very helpful, always tireless, thank you very much Reviewed on: 15th April 2025

Friendliest a most accommodating with all your needs.

Friendliest a most accommodating with all your needs. Always keep you updated on new products that’s would suit you. No problem is is too big for them. Happiest customer an would highly recommend Reviewed on: 4th April 2025

Excellent and flexible

I had a car loan and paid what I could afford each over the loan repayments. I paid it of in half the time. Reviewed on: 2nd April 2025

best car finance deal

I got the best car finance deal through zopa that was so much better than the dealership. All was so quick and easy. No stress whatsoever. Reviewed on: 2nd April 2025

Zopa worked with me to find a new used car

Zopa worked with me to find a new used car as my old one wasn’t fit for the road after failing its MOT and I needed to purchase a new one within a week. I was able to borrow more than the amount offered and Zopa locked in the rate so I wouldn’t lose it. The whole process was easy, and it was all turned around within 4 days. They talked to the garage and sorted out the paperwork. Zopa were very patient with me and worked with me on a few cars which were no goers until I found one... Reviewed on: 31st March 2025

I have many products with Zopa but my car finance wa...

I have many products with Zopa but my car finance was so smooth! Reviewed on: 31st March 2025

Helpful an extremely friendly, highly recommended

Helpful an extremely friendly, highly recommended Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Creditplus 4.92 from 33 reviews
Car Finance
from Go Car Credit 5.00 from 5 reviews
Car Finance
from Zuto 3.11 from 111 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub