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Zopa: Car Finance reviews

View other Zopa products
4.84
Based on 763 reviews, last reviewed 23rd Apr 2025
467% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I was having a very low credit rating and needed a c... I was having a very low credit rating and needed a car badly due to my family situation and Zopa came through for me after so many rejections Reviewed on: 23rd April 2025
Martin G's avatar
Martin G

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J
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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car Finance reviews (763)

Good in best

4
Somany best things choose a good best from it Reviewed on: 11th January 2023
Ansari's avatar
Ansari

Super zopa

5
First time I had a loan and would say I was very pleased with all connected with it. Reviewed on: 10th January 2023
Margaret Hassan 's avatar
Margaret Hassan

They have been great

5
They have been great, better that some other company’s that are out there Reviewed on: 31st August 2022
Phil Stafford's avatar
Phil Stafford

Great service

5
Great service easy to apply quick and efficient acceptance, money through next day. Even the car dealership was impressed. Reviewed on: 29th March 2022
Alison's avatar
Alison

Great loan

4
Super loan, great rates, no pressure Reviewed on: 23rd January 2022
Steve's avatar
Steve

Best

5
Like to say about easy and comfortable monthly repayments Reviewed on: 23rd January 2022
Syed's avatar
Syed

Good

4
Best lender . quick response . Good customer services Reviewed on: 23rd January 2022
Syed's avatar
Syed

Best car loan

5
Zopa did a lot for me by helping me etymological not so good credit ratings and after some few months it came up and a new car load with a very good APR was offered to me and I got the car if my dreams. All thanks to ZOPA Reviewed on: 22nd January 2022
adetayotonypaul@yahoo.com's avatar
[email protected]

Fair APR for a less than perfect credit score

5
Zopa looked at more than just my credit score when they provided my with car finance. This company is the fairest company on the market. They beat every other company by at least 6%..The application process was quick and easy to follow, including the simple process of uploading all the required documentation. It was all done during lockdown and I really appreciated their help in carrying out the relevant background checks on the dealer and the vehicle. Reviewed on: 14th June 2021
leehalliday5227@gmail.com's avatar
[email protected]

Great

4
Very good company very easy to talk to her very friendly very helpful very understanding overall brilliant so far so good Reviewed on: 14th June 2021
Stu's avatar
Stu

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