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Zopa: Car finance reviews

4.84
Based on 791 reviews, last reviewed 12th Sep 2025
98% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good Company I am determined to share this information with the public to help other scam victims. Special thanks to BsbForensic. com for their outstanding work in... Read more Reviewed on: 10th September 2025
Alex Mich's avatar
Alex Mich

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025
J Ram's avatar
J Ram

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Car finance

5
Zopa were super easy and convenient to deal with whilst selecting a company to take out my car finance with. Website is easy to navigate and keep up to date with payments. Reviewed on: 13th January 2023

100%

5
Very helpful, and great company would recommend this company to anyone. Reviewed on: 13th January 2023

Quick and easy

5
Quick and easy solution, made very straightforward, with clear reporting and tracking. Reviewed on: 13th January 2023

Recommended

5
Very fast and quick money when I needed it. App is very good also. So far my experience is very positive. Reviewed on: 13th January 2023

Simplicity in a Loan

5
Easy and simple to manage finance with no surprise small print. Reviewed on: 13th January 2023

A PLUS CREDIT PROVIDER

5
ZOPA REALLY HELPED ME IN TOUGH TIMES , REALLY FRIENDLY AND PROFESSIONAL TEAM . SO EASY TO COMMUNICATE. RECOMMENDED TO ALL Reviewed on: 13th January 2023

Fabulous!

5
The cheapest loan, with the easiest decision to money in my account process imaginable. Zopa has revolutionised the personal loan market. Reviewed on: 13th January 2023

Perfect easy and quick

5
Very good company. Easy quick and safe Reviewed on: 13th January 2023

Simply the Best

5
Very happy with my Car Finance arranged by Zopa... every agent I spoke to were very helpful and friendly... highly recommended... shout out to Antony, Daisy, Charlotte, Rose, Tom, Jack who were equally very helpful... Reviewed on: 13th January 2023

Would definitely recommend

5
Applying for a credit card was straight forward to apply for and if I had a problem there was plenty of help at hand Reviewed on: 13th January 2023

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