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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Head and shoulder ahead of the rest

Zopa are far the best loans companies I have ever had the pleasure of dealing with. Great customer service and brilliant app to monitor payments and balance. The app is better than high St banking apps. Reviewed on: 13th January 2023

Car finance

Zopa were super easy and convenient to deal with whilst selecting a company to take out my car finance with. Website is easy to navigate and keep up to date with payments. Reviewed on: 13th January 2023

100%

Very helpful, and great company would recommend this company to anyone. Reviewed on: 13th January 2023

Quick and easy

Quick and easy solution, made very straightforward, with clear reporting and tracking. Reviewed on: 13th January 2023

Simplicity in a Loan

Easy and simple to manage finance with no surprise small print. Reviewed on: 13th January 2023

A PLUS CREDIT PROVIDER

ZOPA REALLY HELPED ME IN TOUGH TIMES , REALLY FRIENDLY AND PROFESSIONAL TEAM . SO EASY TO COMMUNICATE. RECOMMENDED TO ALL Reviewed on: 13th January 2023

Fabulous!

The cheapest loan, with the easiest decision to money in my account process imaginable. Zopa has revolutionised the personal loan market. Reviewed on: 13th January 2023

Perfect easy and quick

Very good company. Easy quick and safe Reviewed on: 13th January 2023

Simply the Best

Very happy with my Car Finance arranged by Zopa... every agent I spoke to were very helpful and friendly... highly recommended... shout out to Antony, Daisy, Charlotte, Rose, Tom, Jack who were equally very helpful... Reviewed on: 13th January 2023

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