Write a review

Zopa: Car finance reviews

Name: Car finance
Rating: 4.89 (791 reviews)

View other Zopa products

4.84

Based on 791 reviews, last reviewed 12th Sep 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good Company I am determined to share this information with the public to help other scam victims. Special thanks to BsbForensic. com for their outstanding work in... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Car finance reviews (791)

They have been great

They have been great, better that some other company’s that are out there Reviewed on: 31st August 2022

Great service

Great service easy to apply quick and efficient acceptance, money through next day. Even the car dealership was impressed. Reviewed on: 29th March 2022

Great loan

Super loan, great rates, no pressure Reviewed on: 23rd January 2022

Best

Like to say about easy and comfortable monthly repayments Reviewed on: 23rd January 2022

Good

Best lender . quick response . Good customer services Reviewed on: 23rd January 2022

Best car loan

Zopa did a lot for me by helping me etymological not so good credit ratings and after some few months it came up and a new car load with a very good APR was offered to me and I got the car if my dreams. All thanks to ZOPA Reviewed on: 22nd January 2022

Fair APR for a less than perfect credit score

Zopa looked at more than just my credit score when they provided my with car finance. This company is the fairest company on the market. They beat every other company by at least 6%..The application process was quick and easy to follow, including the simple process of uploading all the required documentation. It was all done during lockdown and I really appreciated their help in carrying out the relevant background checks on the dealer and the vehicle. Reviewed on: 14th June 2021

Great

Very good company very easy to talk to her very friendly very helpful very understanding overall brilliant so far so good Reviewed on: 14th June 2021

Very helpful and professional

The process is tailored to customer needs Reviewed on: 15th April 2021

Excellent car finance company

Very professional car finance company Reviewed on: 22nd March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from carfinance247 3.06 from 9 reviews
Car Finance
from Blue Motor Finance 3.90 from 214 reviews
Car Finance
from Close Brothers 1.63 from 67 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7181 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub