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Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

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4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

They have been great

They have been great, better that some other company’s that are out there Reviewed on: 31st August 2022

Great service

Great service easy to apply quick and efficient acceptance, money through next day. Even the car dealership was impressed. Reviewed on: 29th March 2022

Great loan

Super loan, great rates, no pressure Reviewed on: 23rd January 2022

Best

Like to say about easy and comfortable monthly repayments Reviewed on: 23rd January 2022

Good

Best lender . quick response . Good customer services Reviewed on: 23rd January 2022

Best car loan

Zopa did a lot for me by helping me etymological not so good credit ratings and after some few months it came up and a new car load with a very good APR was offered to me and I got the car if my dreams. All thanks to ZOPA Reviewed on: 22nd January 2022

Fair APR for a less than perfect credit score

Zopa looked at more than just my credit score when they provided my with car finance. This company is the fairest company on the market. They beat every other company by at least 6%..The application process was quick and easy to follow, including the simple process of uploading all the required documentation. It was all done during lockdown and I really appreciated their help in carrying out the relevant background checks on the dealer and the vehicle. Reviewed on: 14th June 2021

Great

Very good company very easy to talk to her very friendly very helpful very understanding overall brilliant so far so good Reviewed on: 14th June 2021

Very helpful and professional

The process is tailored to customer needs Reviewed on: 15th April 2021

Excellent car finance company

Very professional car finance company Reviewed on: 22nd March 2021

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