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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.86

Based on 789 reviews, last reviewed 12th Jun 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

Great loan

Super loan, great rates, no pressure Reviewed on: 23rd January 2022

Best

Like to say about easy and comfortable monthly repayments Reviewed on: 23rd January 2022

Good

Best lender . quick response . Good customer services Reviewed on: 23rd January 2022

Best car loan

Zopa did a lot for me by helping me etymological not so good credit ratings and after some few months it came up and a new car load with a very good APR was offered to me and I got the car if my dreams. All thanks to ZOPA Reviewed on: 22nd January 2022

Fair APR for a less than perfect credit score

Zopa looked at more than just my credit score when they provided my with car finance. This company is the fairest company on the market. They beat every other company by at least 6%..The application process was quick and easy to follow, including the simple process of uploading all the required documentation. It was all done during lockdown and I really appreciated their help in carrying out the relevant background checks on the dealer and the vehicle. Reviewed on: 14th June 2021

Great

Very good company very easy to talk to her very friendly very helpful very understanding overall brilliant so far so good Reviewed on: 14th June 2021

Very helpful and professional

The process is tailored to customer needs Reviewed on: 15th April 2021

Excellent car finance company

Very professional car finance company Reviewed on: 22nd March 2021

Clear and simple

Zopa’s application process is very easy. All the options are explained in easy to understand terms. Their app makes repaying your loan a breeze. It’s easy to understand how long it’s going to take you to repay, and the ability to overpay is fantastic. Reviewed on: 13th March 2021

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