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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.86

Based on 789 reviews, last reviewed 12th Jun 2025

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

Great friendly service

Zopa was recommended to me when I found the perfect car, I needed finance quickly and at a good rate. I got in touch with Zopa and with in an hour I was given the thumbs up to put down a deposit on the car, which I'm still driving around in now. Thanks Zopa Reviewed on: 11th January 2023

Friendly, helpful and fast

When looking for car finance we looked at many options. Zopa’s staff have been amazing always quick to respond and very helpful. I have now taken other products out with Zopa due to the excellent service I have received. Reviewed on: 11th January 2023

Excellent Company

Treats everyone equally and fairly. Reviewed on: 11th January 2023

Very easy process

My experience with Zopa has been exceptional from the initial approach to getting the finance in place for our vehicle. At a very competitive rate too I have to add. I have since used other products from zopa including savings accounts. I would highly recommend Zopa to anyone. Reviewed on: 11th January 2023

Great Service

Always good customer service .. There’s always a quick reply for queries. Reviewed on: 11th January 2023

Excellent customer service!

I recently called to get some standard information about finance. They couldn’t have been more helpful! I will definitely recommend Zopa to my family and friends. Reviewed on: 11th January 2023

Good in best

Somany best things choose a good best from it Reviewed on: 11th January 2023

Super zopa

First time I had a loan and would say I was very pleased with all connected with it. Reviewed on: 10th January 2023

They have been great

They have been great, better that some other company’s that are out there Reviewed on: 31st August 2022

Great service

Great service easy to apply quick and efficient acceptance, money through next day. Even the car dealership was impressed. Reviewed on: 29th March 2022

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