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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Easy and efficient service

It was so easy arranging the purchase of my new car and the zopa app is very useful Reviewed on: 13th January 2023

Zopa Is The Best!!

I took out a loan with Zopa to pay of a car. If it wasn’t for what Zopa had to offer I would not have been able to find a better affordable deal. They are flexible and so easy to manage I am glad I chose Zopa. They can assist you and help out if you need to manage how often you wish to pay off your loan which is super handy! I recommend Zopa for being reliable and super trustworthy Reviewed on: 11th January 2023

Easy to arrange

People easy to deal with. Simple to arrange. Staff easy to contact Reviewed on: 11th January 2023

Great friendly service

Zopa was recommended to me when I found the perfect car, I needed finance quickly and at a good rate. I got in touch with Zopa and with in an hour I was given the thumbs up to put down a deposit on the car, which I'm still driving around in now. Thanks Zopa Reviewed on: 11th January 2023

Friendly, helpful and fast

When looking for car finance we looked at many options. Zopa’s staff have been amazing always quick to respond and very helpful. I have now taken other products out with Zopa due to the excellent service I have received. Reviewed on: 11th January 2023

Excellent Company

Treats everyone equally and fairly. Reviewed on: 11th January 2023

Very easy process

My experience with Zopa has been exceptional from the initial approach to getting the finance in place for our vehicle. At a very competitive rate too I have to add. I have since used other products from zopa including savings accounts. I would highly recommend Zopa to anyone. Reviewed on: 11th January 2023

Great Service

Always good customer service .. There’s always a quick reply for queries. Reviewed on: 11th January 2023

Excellent customer service!

I recently called to get some standard information about finance. They couldn’t have been more helpful! I will definitely recommend Zopa to my family and friends. Reviewed on: 11th January 2023

Good in best

Somany best things choose a good best from it Reviewed on: 11th January 2023

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