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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.85

Based on 789 reviews, last reviewed 12th Jun 2025

43% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

Well informed and easy transaction, options made eas...

Well informed and easy transaction, options made easy with easy access to early settlement figures. Reviewed on: 22nd April 2025

So easy to apply with a quick answer.

Easy application quick response and accepted. Good rate of interest. East to read contract paid dealer direct and on the agreed date. Direct debit date available on app so you know when payment coming out of my account. Included in the app so you can see how the loan is going and how long left to pay including fast easy settlement figure Reviewed on: 20th April 2025

Credit where it is due

5 year finance at only 2.8%., wonderful lowest rate on the market. Fast and efficient. Reviewed on: 17th April 2025

Zopa have helped me achieve a car for my family, tha...

Zopa have helped me achieve a car for my family, that fit our needs. Reviewed on: 17th April 2025

Easy to deal with and great customer service

Easy to deal with and great customer service Reviewed on: 16th April 2025

Thanks Thanks Thanks Thanks Thank You

Thanks Thanks Thanks Thanks Thank You Reviewed on: 16th April 2025

Car Finance through Zopa is quick and convenient ma...

Car Finance through Zopa is quick and convenient making good their promise. Monthly payments affordable. I would recommend Zopa for a loan and car finance Reviewed on: 16th April 2025

Great service

I have used them a couple of times for car finance. Great service. Very helpful. Best service. Reviewed on: 16th April 2025

Fantastic experience of gaining car finance.

Fantastic experience of gaining car finance. Terms and conditions easy to follow and understand. With the Zopa app I'm able to check my balance and the opportunity to see a settlement figure. Reviewed on: 16th April 2025

Good experience with zopa I recommend for all

Good experience with Zopa I recommend for all Reviewed on: 16th April 2025

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