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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Very helpful in my process with car finance also my...

Very helpful in my process with car finance also my credit card Reviewed on: 23rd April 2025

Best company I’ve ever been with you pay money in it...

Best company I’ve ever been with you pay money in it’s done within hours got a loan money in within hours absolutely best company by far and really had not heard about them but would highly recommend them thanks Zopa Reviewed on: 22nd April 2025

When I had my poor credit history history, Zopa was...

When I had my poor credit history history, Zopa was the first bank offered me the car finance Reviewed on: 22nd April 2025

Great app, easy to understand and follow great to ha...

Great app, easy to understand and follow great to have all my zopa accounts 1 app Reviewed on: 22nd April 2025

Great rates, Friendly and competent staff

Great rates, Friendly and competent staff Reviewed on: 22nd April 2025

Very good and very clear from start to finish

Very good and very clear from start to finish Reviewed on: 22nd April 2025

Excellent service that’s it in a nutshell.

Excellent service that’s it in a nutshell. Reviewed on: 22nd April 2025

Zopa has the best products and services.

Zopa has the best products and services. Zopa provides great suppor for customers. Reviewed on: 22nd April 2025

Very fast and reliable payout for my car finance.

Very fast and reliable payout for my car finance. Few bottlenecks and a very good customer service as well. Reviewed on: 22nd April 2025

Hi i have Good experiene with zopa.

Hi i have Good experiene with zopa. There is on issue that is almost one year i have zooa but still my credite £250. Reviewed on: 22nd April 2025

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