Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (32422 reviews)

View other Zopa products

4.92

Based on 32,422 reviews, last reviewed 26th Oct 2024

40% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Zopa is a great company. Zopa is a great company. They look after their customers. I enjoy paying them as they are a fantastic credit provider Reviewed on: 23rd September 2024

Latest lowest rating:

1

Dont not use - trapped as cant transfer my balance Dont not use...it is impossible to transfer balance from Zopa to another card provider. You are trapped with them due to how they have there system se... Read more Reviewed on: 26th October 2024

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (32422)

Review of the Zopa, Credit Card:

Great companu

Any issues I've had have been dealt with efficiently and easily. Reviewed on: 9th April 2024

Life Changing

My credit rating was poor, but gradually I got thing bag on track. Then I applied for a Zopa credit card. I was successful and am truly delighted I did. The Zopa credit card was the perfect product for me. With the Zopa app I get up to date notifications in seconds every time I used my card. It also gives you the option to have a credit cushion. For me I chose £200 out of my credit limit of £1,000. This ment I would never go over my limit as Zopa told me when I was close to my cushion. Overall it gat my credit score back on track. I would have no hesitation recommending Zopa to anyone. 10/10 Reviewed on: 11th April 2024

Good services and nice customer service

Good services and nice customer service Reviewed on: 10th April 2024

Easy to use do it all online keeps you updated on ba...

Easy to use do it all online keeps you updated on balance always lets you know if you want or can have increase in your credit and then it’s up to you. It’s easy to apply for,I’ve never had the need to speak to someone but it’s there if you do Reviewed on: 10th April 2024

Very easy to understand and use app

Very easy to understand and use app Reviewed on: 10th April 2024

Good experience, happy with the product.

Good experience, happy with the product. Reviewed on: 10th April 2024

easy to use, very easy to contact and sort out...

easy to use, very easy to contact and sort out isses Reviewed on: 10th April 2024

Regular credit updates, tracking your score...

An easy to use App, with weekly updates on your credit standing as well as the opportunity to unlock other offers, offering advice to assist with your journey. Reviewed on: 10th April 2024

Seamless service provider.

Seamless service provider. Excellent response to customer issues. Always ensure customer complaints are attended to promptly. Please keep it up! Reviewed on: 10th April 2024

Perfect product

Easy to apply, easy to pay and app is very easy to use, perfect. A good way to build your credit score Reviewed on: 10th April 2024

Best credit card By Far!!

I got 7 credit cards and this is By Far! My Best credit card. I recommend it to Everyone I know! Reviewed on: 10th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub