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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

No hassle card

Great service and great app to follow up card usage Reviewed on: 13th January 2023

Excellent efficient service.

Good to have a bank that offers clear advice, efficient service and rapid resolution of issues. So good that their customer service involves real friendly people, and not an automated option service that leads nowhere. Highly recommended. Reviewed on: 13th January 2023

Amazing credit card

Zopa save us from the extra cost in an emergency and is so easy to use as well and rates are not bad too Reviewed on: 13th January 2023

Amazing

Zopa are so helpful when I had fraud they helped Reviewed on: 13th January 2023

Easy to use

Easy to set up and use love the limit function so i can control the percentage of credit i use Reviewed on: 13th January 2023

Great company easy and quick response.

I took out a credit card with zopa and never looked back, fantastic company help on hand at all times and great rates. Chuffed to bits. Reviewed on: 13th January 2023

Excellent service

Very helpful excellent communication and go extra mile to help out Reviewed on: 13th January 2023

Superb

Easy to manage, app is great. Highly recommend to someone looking to get on the credit ladder Reviewed on: 13th January 2023

Great product

Easy to use and manage through the App Reviewed on: 13th January 2023

Great card

Easy to use and great app which helps you keep track of everything and up to date with all your spending and payments Reviewed on: 13th January 2023

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