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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa

Simple straightforward to apply for nothing hidden no qualms whatsoever would recommend zopa to anyone Reviewed on: 13th January 2023

Like family sunday dinner

No matter the problem, zopa can help communicate what's there to benefit you, to ease the stress, to comfort you. Great service, great advise, simple easy access to your account always. Reviewed on: 13th January 2023

Excellent Service.

I have never had any issues in relation to my Zopa Credit Card. Customer Service is outstanding, always very helpful and easy to contact. Reviewed on: 13th January 2023

Good system and quick to setup

They straight away gave me a card my credit ain’t that good, so I now use it for everyday items and pay it all off at the end of the month. Not a bad card and the app is good as well. Reviewed on: 13th January 2023

Amazing

They are respectful and treat me like a human instead of just a number Reviewed on: 13th January 2023

Very good company

My money is there when I need it, I know where to go in emergencies, easy to make payments and lovely customer service team. Reviewed on: 13th January 2023

So easy to monitor and control.

Easy to keep control of my spending and control payments. A big help to me. Reviewed on: 13th January 2023

Perfect card

Zopa offered me the card after others said no, they look at more than my report and seen the person behind it Reviewed on: 13th January 2023

Easy great application too

Very simple to apply and get going. Reviewed on: 13th January 2023

Easy process

So easy to apply and a quick response when accepted Reviewed on: 13th January 2023

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