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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Amazing

5
I like to be part of zopa it amazing to-be with you made my life great Reviewed on: 31st March 2022
LOHOUES AGNERO's avatar
LOHOUES AGNERO

10

5
Great experience is the best card Reviewed on: 31st March 2022
Rodica 's avatar
Rodica

Credit cards simple

5
Great borrowing power updated every month easy to use app and to track spending Reviewed on: 31st March 2022
Dj's avatar
Dj

Wow

5
It's really good very easy to use never have any problems with it Reviewed on: 31st March 2022
lauren woods's avatar
lauren woods

very easy to sign up

4
simple ,online application,quick and easy successful :) Reviewed on: 31st March 2022
Mike Clerkin's avatar
Mike Clerkin

Good

5
Good i like this credit card Reviewed on: 31st March 2022
Aelita Zakriene's avatar
Aelita Zakriene

Verry good,amazing,wonderful.

5
I love it Zopa. Verry hellp it for my Reviewed on: 31st March 2022
Aelita Zakriene's avatar
Aelita Zakriene

Amazing

5
Such an amazing and easy product to use. So happy with how fast my card came and how easy the whole process was. 100% recommend. Reviewed on: 31st March 2022
Cindy Hydes's avatar
Cindy Hydes

Best credit card ever.

5
It is so simple to use and understand I have never had a better credit card instant payments are really useful to keep up to date track of your spending. Reviewed on: 30th March 2022
Discogorilla 2021's avatar
Discogorilla 2021

Quick and easy to use

5
It’s been only a month and I’ve never had a credit card before but I’m finding it very easy to pay back and especially like the money cushion feature as it means I’ll never spend more than I’m comfortable wit Reviewed on: 30th March 2022
josh oates's avatar
josh oates

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