Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Zopa

Simple straightforward to apply for nothing hidden no qualms whatsoever would recommend zopa to anyone Reviewed on: 13th January 2023

Like family sunday dinner

No matter the problem, zopa can help communicate what's there to benefit you, to ease the stress, to comfort you. Great service, great advise, simple easy access to your account always. Reviewed on: 13th January 2023

Excellent Service.

I have never had any issues in relation to my Zopa Credit Card. Customer Service is outstanding, always very helpful and easy to contact. Reviewed on: 13th January 2023

Good system and quick to setup

They straight away gave me a card my credit ain’t that good, so I now use it for everyday items and pay it all off at the end of the month. Not a bad card and the app is good as well. Reviewed on: 13th January 2023

Amazing

They are respectful and treat me like a human instead of just a number Reviewed on: 13th January 2023

Very good company

My money is there when I need it, I know where to go in emergencies, easy to make payments and lovely customer service team. Reviewed on: 13th January 2023

So easy to monitor and control.

Easy to keep control of my spending and control payments. A big help to me. Reviewed on: 13th January 2023

Perfect card

Zopa offered me the card after others said no, they look at more than my report and seen the person behind it Reviewed on: 13th January 2023

Easy great application too

Very simple to apply and get going. Reviewed on: 13th January 2023

Easy process

So easy to apply and a quick response when accepted Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.85 from 894 reviews
Marbles Credit Card
from NewDay 4.69 from 541 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub