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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy application process

The application process was quick and simple and I was approved within half an hour and my account was all set up. The interest rate offered was great. The app is very user friendly and smooth. Reviewed on: 13th January 2023

Brilliant

Very reasonable rates and very easy to communicate with always updating you on any changes etc Reviewed on: 13th January 2023

Amazing

Best credit card I ever have easy access and interest rates so good Reviewed on: 13th January 2023

Straightforward

Nice and simple and quick application and delivery Reviewed on: 13th January 2023

Brilliant service and information

Excellent service, easy to understand with very good updates and information, would highly recommend the Company. Reviewed on: 13th January 2023

Great for building credit score

Been a great to build credit score and easy to use app Reviewed on: 13th January 2023

Votes

Very good and App works really well Reviewed on: 13th January 2023

Great

Very good always communicating with email and text messages Reviewed on: 13th January 2023

What can I say?

From initial contact with Zopa right the way through the processing, it was a flawless, seemless process. The whole set up and managing my card is so user friendly and straightforward and if I were to have any queries they are always on hand ready willing and able to help! Cannot recommend or rate enough!!! Reviewed on: 13th January 2023

Brilliant and helpful

Always in touch and helpful if needed Reviewed on: 13th January 2023

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