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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Best Card

Zopa is best credit card for daily use Reviewed on: 13th January 2023

Zopa doopa

From applying for my card to it arriving, my experience with Zopa has been outstanding. Reviewed on: 13th January 2023

The best ever credit card

This credit card is the best credit card I have ever had in my life, low fees ,easy to manage ,easy to get it. Reviewed on: 13th January 2023

Simply useful

ZOPA gave me the opportunity to show I can manage credit when other cards wouldn't - thank you ZOPA! Reviewed on: 13th January 2023

Good customer service

They keep you informed over everything and upto date Reviewed on: 13th January 2023

The best I have come across

Zopa has allowed me to take advantage of a balance transfer which is the first time a credit card provider has given me this opportunity. In hard times it helps and is appreciated They have also given me a manageable credit limit and the credit cushion is just a great idea! Reviewed on: 13th January 2023

Fantastic card

Easy application process And fast delivery of card. Able to control and manage card from the app its great Reviewed on: 13th January 2023

perfect company

perfect for credit building , don't up your limit if you haven't paid things . Responsible lender Reviewed on: 13th January 2023

Great communicators

Regular emails which has been helpful Reviewed on: 13th January 2023

Helpful and kind

Very helpful over the phone.as I was unable to something and they soon helped me to sort it out I got straight through to them and the guy was very understanding and very nice and helpful to me Reviewed on: 13th January 2023

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