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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simple and User Friendly

a genuinilely nice company to interact with, the app is simple and easy to use Reviewed on: 13th January 2023

Good service

Its Exactly what it says on the tin a decent credit card Reviewed on: 13th January 2023

Great features

Love zopa credit card,easy to use. Reviewed on: 13th January 2023

Fantastic company

I would highly recommend the company for all your credit needs. Fast and friendly Reviewed on: 13th January 2023

Quick and easy

Very easy signup process and user friendly app make this a pleasure to use. Account management and balance info is clear and simple to understand. I have also used Zopa for loans. Great company Reviewed on: 13th January 2023

Credit card with care

Well I have been trying to improve my credit score and I must say Zopa have been amazing . Their App is so easy to use and great customer service I would highly recommend ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 13th January 2023

Very good company

Very good company easy app to use very good. Reviewed on: 13th January 2023

Very good credit card

I am very happy with the card and would recommend it Reviewed on: 13th January 2023

Easy to use

App easy to use, easy to pay, and monitors spending But It is difficult to get a limit increase Reviewed on: 13th January 2023

Excellent

Easy to use, great app to support everything you need, highly recommended. Reviewed on: 13th January 2023

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