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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Decent

4
Only just joined but all in all, good experience so far. Decent starting limit and good layout on the app, it's easy to navigate. No complaints so far. Reviewed on: 31st March 2022
Michael 's avatar
Michael

Brilliant

5
I have nothing negative against zopa, easy to use and helpful customer care brilliant Reviewed on: 31st March 2022
Gail Jackson 's avatar
Gail Jackson

Great service

5
Great from start to finish easy app to understand Reviewed on: 31st March 2022
Jo Chipchase's avatar
Jo Chipchase

Very good

5
Easy to us app. Great customer service! 5 Reviewed on: 31st March 2022
Rob Jones's avatar
Rob Jones

Hassle free

5
Quick & easy to use, fully transparent. Reviewed on: 31st March 2022
Nick's avatar
Nick

Easy to use

5
Easy to use and even more easy to set up payments. Can't say more because is all said. Reviewed on: 31st March 2022
Daniel 's avatar
Daniel

Great bank

5
The easiest bank to use that I know. Reviewed on: 31st March 2022
Tim Howell's avatar
Tim Howell

Great card

5
Great service.quality couldn't get a better service from any bank .always knows where we stand and what's going on thanks again. Reviewed on: 31st March 2022
Tony's avatar
Tony

Nice compani

5
Nice company, i used this, and im happy Reviewed on: 31st March 2022
Zenjka Sekret's avatar
Zenjka Sekret

Brilliant

5
I really enjoy gow easy the app us letting you know how your spending is and if there is any changes to your credit.. Reviewed on: 31st March 2022
Kim Rowlett's avatar
Kim Rowlett

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