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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Hassle free money management

Only just started up with Zopa to build my credit. Very impressed how user friendly the app is! Reviewed on: 30th March 2022

Zopa de-doopa

Perfect service at all times. App works perfectly. Reviewed on: 30th March 2022

Thanks zopa

When everyone says no!! Zopa Says Yes!!! Reviewed on: 30th March 2022

Credit card

Good credit card and a great app, no problems using it ever Reviewed on: 30th March 2022

Friend in need

Very easy very helpful, interest rate not high ,affordable payments. Reviewed on: 30th March 2022

Fantastic

Fabulous company defiently deserve a win! Reviewed on: 30th March 2022

Highly recommend

Excellent customer service, easy to apply through online. Reviewed on: 30th March 2022

Dead easy to use and track your spends

Set up is simple and I love the fact that the app is so easy to use. I can see how much I spend and I get regular updates and alerts. Thoroughly recommend Zopa to anyone especially if trying to build your credit scorw Reviewed on: 30th March 2022

Zopa credit card

Quick easy reliable no fuss With competitive rates Zopa has my vote Reviewed on: 30th March 2022

Good company with good interest

Never had troubles and use them a lot. Also offer other services like savings etc!! Reviewed on: 30th March 2022

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