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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa great for credit building

Very easy to apply. Easy to understand monthly statements and easy to use app Reviewed on: 28th March 2022

Excellent App and customer service great.

I lost my card, Zopa were very supportive and quick to action and get out a new card to me. Reviewed on: 28th March 2022

Transactions gets updated so quickly in the app unlike other cards

Have 3 credit cards but Zopa is the best one i have, the main reason is their App. On other apps you payback your balance and it takes 2 3 days for balance to reflect but with Zopa it's matter of seconds. Reviewed on: 28th March 2022

Easy to use

Easy to use and can see things instantly Reviewed on: 28th March 2022

Zopa Card

I have had positive relationship with zopa, my monthly repayments are affordable and they provide excellent customer service Reviewed on: 28th March 2022

Excellent

Very easy and helpful to use the card, thank you Reviewed on: 28th March 2022

Amazing company

I love my zopa card it's helped me build a better credit score and customer service is excellent Reviewed on: 28th March 2022

Excellent service

Fully recommend this company, 100% customer satisfaction from start to finish. Thank you Reviewed on: 28th March 2022

Fantastic

Brilliant experience for someone who has had bad experience with credit cards Reviewed on: 28th March 2022

The best

Zopa is amazing, gives a chance to help people boost they're credit rating, and customer service is excellent Reviewed on: 28th March 2022

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