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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great card

Easy to use and great app which helps you keep track of everything and up to date with all your spending and payments Reviewed on: 13th January 2023

Very easy to use and understand..love zopla

After going through hell with my credit after the passing of my husband ....I was delighted to be accepted to zopla....so easy to use ...the app is very informative and easy to manage my account and keeping check of my spending . A new lease of life for me ....amazing Reviewed on: 13th January 2023

Best credit card going

The best credit card going they look after you Reviewed on: 13th January 2023

Great Company

Very Friendly And Easy To Use I Couldn't Ask For More Reviewed on: 13th January 2023

Excellent

Zopa is very very good credit card provider and very enjoyable easy to use Reviewed on: 13th January 2023

Service

Great efficient service.always clear concise information simple to use app Reviewed on: 13th January 2023

Easy to use

The APP is great keeps you well up to date I like the way you are notified as soon as you spend and it's easy to make extra payments Reviewed on: 13th January 2023

Grateful

Great credit card Reviewed on: 13th January 2023

Helpfull

The company is helping my credit rating as I can keep a eye on my usage on the app which is very easy to use Reviewed on: 13th January 2023

Easy to use and easy to manage

Zopa card has been great to help rebuild my credit and manage my affairs. The app is so way to use and I am in control. Reviewed on: 13th January 2023

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