Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent App and easy to make payments.

I have had a great experience and increased my credit rating, as used sensibly. Reviewed on: 30th March 2022

New-ish Customer

The process has been easy. The app is fantastic. I feel as though they actually treat me like a person rather than a number Thanks Zopa Reviewed on: 30th March 2022

Grate service

I use this service all the time , never had any issues, easy payment, always reliable and easy to use Reviewed on: 30th March 2022

Fantastic

Easy to make repayments, not charged over the top apr Reviewed on: 30th March 2022

Excellent Service Provider

I have been very satisfied with your servie and it has helped me to take care of financial needs Reviewed on: 30th March 2022

Good friendly service

Really help full when I a bad situation Reviewed on: 30th March 2022

Nice

When nobody wanted me ,they wanted me so thanks zopa Reviewed on: 30th March 2022

Brilliant Company

Searched for the best interest rate around with my credit score & Zooa was the best & I'm so pleased they were, the app is great, they keep you upto date with everything from your credit score to what's available to you, I'd recommend them in a heartbeat to family & friends no problem at all, one very happy customer here. Reviewed on: 30th March 2022

Zoopa

Jest ok. Bardzo przyjazna na nowych klientów Reviewed on: 30th March 2022

Brilliant and useful

Friendly service Didn’t take much time to set up, app is easy to use Reviewed on: 30th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 5.00 from 28 reviews
Credit Card
from Ocean Finance 4.76 from 19 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub