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Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
72% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Great

5
Great experience And good service Reviewed on: 13th January 2023

Great company

4
Nice easy application, good app to use Reviewed on: 13th January 2023

Great company

5
Really great company and the app fab! Reviewed on: 13th January 2023

Top award

5
Good service great customer services Reviewed on: 13th January 2023

Amazing service

5
Nothing is ever to much friendly service and always happy to help in my moment of distress Reviewed on: 13th January 2023

Great

5
Zopa are a great company for helping me build my credit score with their credit card and the app is so user friendly. I am delighted with my choice Reviewed on: 13th January 2023

Love, love Zopa

5
Easy app to use. Not had any issues. Reviewed on: 13th January 2023

Very good company

5
Excellent service and experience Reviewed on: 13th January 2023

Perfect card for me

5
I love my Zopa credit card it gives me freedom and choice on how I want to spend my money. Reviewed on: 13th January 2023

Great service

5
From the start, zopa have been incredible, I haven't got the best credit but zopa were fantastic, the app is easy to use, all round great customer service Reviewed on: 13th January 2023

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