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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Great company

4
Nice easy application, good app to use Reviewed on: 13th January 2023

Great company

5
Really great company and the app fab! Reviewed on: 13th January 2023

Top award

5
Good service great customer services Reviewed on: 13th January 2023

Amazing service

5
Nothing is ever to much friendly service and always happy to help in my moment of distress Reviewed on: 13th January 2023

Great

5
Zopa are a great company for helping me build my credit score with their credit card and the app is so user friendly. I am delighted with my choice Reviewed on: 13th January 2023

Love, love Zopa

5
Easy app to use. Not had any issues. Reviewed on: 13th January 2023

Very good company

5
Excellent service and experience Reviewed on: 13th January 2023

Perfect card for me

5
I love my Zopa credit card it gives me freedom and choice on how I want to spend my money. Reviewed on: 13th January 2023

Great service

5
From the start, zopa have been incredible, I haven't got the best credit but zopa were fantastic, the app is easy to use, all round great customer service Reviewed on: 13th January 2023

Amazing

5
Very easy and helpful with good credit Reviewed on: 13th January 2023

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