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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Can't fault them

Excellent service, friendly staff Reviewed on: 30th March 2022

A great way to start beholding credit score!

Absolutely love the layout and simplicity of the application. I’ve always been worried about getting my first credit card but I can honestly say that Zopa has made it easy. interest rates are fair and customer support is fantastic. and I would 100% recommend to friends and even family. Reviewed on: 30th March 2022

Brilliant zopa

Zopa is brilliant I have never had any bother at all I would recommend zopa 100 per cent Reviewed on: 30th March 2022

zopa is here for you

zopa give a chance to receive un quick loan with less stress Reviewed on: 30th March 2022

Great

Easy to manage credit card and nice application. Reviewed on: 30th March 2022

Mr Gheorghe

Excellent on multiple trades, recommended zopa for every one around Reviewed on: 30th March 2022

Great experience

Very pleased with my experience with Zopa so far. Great customer service, fantastic app and very good communication. Reviewed on: 30th March 2022

Easy to use.

Great customer service. Great app. Reviewed on: 30th March 2022

Good bank

Good experience with Zopa . Good bank for people Reviewed on: 30th March 2022

Easy to use credit card

I was delighted with how easy it was to apply for a credit card and how quickly a decision for acceptance was made. It is so easy to see what your balance is and what amount is left on your card using the Zopa app on my phone. Statements can be seen and making a payment is so easy. I would recommend Zopa to family and friends and have done this already. All in all the service and information provided by Zopa is the best. Reviewed on: 30th March 2022

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