Write a review

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1780 reviews)

View other Zopa products

4.93

Based on 1,780 reviews, last reviewed 28th Apr 2025

39% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Zopa make borrowing and using credit card easy very... Zopa make borrowing and using credit card easy very good app easy to pay back and good reminders Reviewed on: 28th April 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews See your review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1780)

Review of the Zopa, Fixed term savings account:

Helpfull when needed

Good interest rates . Hope on the phone when needed Reviewed on: 28th February 2025

Simple and reliable

So easy to use the website, never any problems! Reliable and efficient customer service too. Would recommend without hesitation Reviewed on: 6th April 2025

Regular savings rate one of the best out there

Regular savings rate one of the best out there Reviewed on: 5th April 2025

Very says to understand and user friendly app

Very says to understand and user friendly app Reviewed on: 5th April 2025

Great bank.

Great bank. Love the different pots that can be set up. Reviewed on: 5th April 2025

Great service and product, really friendly service a...

Great service and product, really friendly service as always - helps you get started with saving and has friendly tips for savings. Reviewed on: 4th April 2025

Was looking for the best savings rates for some cash.

Was looking for the best savings rates for some cash. Zopa by far was the best. Reviewed on: 4th April 2025

Zopa fixed rate one year

It was easy to open a fixed rate bond and pay money in. Earning 5%, interest is payed monthly I can see it in my zopa app Reviewed on: 3rd April 2025

Ihave multiple choices of interest depending how lon...

Ihave multiple choices of interest depending how long I want to keep my money untouched, all good rates along with a cash ISA which I can withdraw whenever I want and put back on.All this along with 7.5% saving account. What is there no yo loke, that is why I recommended to my family and friends. Reviewed on: 3rd April 2025

Easy to use Zopa with good interest rates.

Easy to use with good interest rates on different 'Pots' where you can choose the term to tye up your money. Highly recommended. Reviewed on: 2nd April 2025

No brainer

Great interest rate on regular saver and current account plus cashback on direct debits. Reviewed on: 2nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Extra Saver
from Sainsburys Bank 2.70 from 6 reviews
Savings
from Suffolk Building Society, formerly Ipswich Building Society 4.92 from 1352 reviews
Bonus Saving Account
from first direct 4.71 from 40 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub