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Zopa: Fixed term savings account reviews

4.92
Based on 1,794 reviews, last reviewed 18th Apr 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

Excellent, easy to use App.

5
Excellent, easy to use App. Good rates. Reviewed on: 16th April 2025

Good rates, shame they don’t offer peer to peer lend...

5
Good rates, shame they don’t offer peer to peer lending any more. Reviewed on: 16th April 2025

savings made easy

5
started using zopa with a personal loan paid it off and now have a savings account and also use it as a bank too excellent company Reviewed on: 16th April 2025

Customer-friendly website and information

5
I found it very easy to set up an account and find out what the various interest rates would be for the different saving pots. Reviewed on: 16th April 2025

Fabulous rates, great app very easy to use.

5
Fabulous rates, great app very easy to use. Reviewed on: 16th April 2025

I have a Zopa credit card and a savings account open...

5
I have a Zopa credit card and a savings account opening them and using them never been easier Reviewed on: 16th April 2025

Great service

5
Very quick and efficient and professional service Reviewed on: 16th April 2025

Easy to deal with.

4
Easy to deal with. Competitive rates Reviewed on: 16th April 2025

I love Zopa

5
Can’t rate Zopa highly enough, great to deal with , always available and quick to respond Reviewed on: 16th April 2025

It's good to be in control of your own money

4
Good app, very easy to use. Competitive rates. Reviewed on: 16th April 2025

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