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Zopa: Fixed term savings account reviews

4.92
Based on 1,794 reviews, last reviewed 18th Apr 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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7%
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Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

Excellent professional online bank

5
Excellent professional online bank Reviewed on: 16th April 2025

choices you don't have with other accounts

5
Zopa is easy to use and gives you choices you don't have with other banks. I.e. I like the fact that I can have money in a higher interest account with 90 days notice and its easy to transfers between accounts Reviewed on: 16th April 2025

Easy to use app.

5
Easy to use app. Great interest rate Reviewed on: 16th April 2025

Select ZOPA!

5
Easy to navigate website and a decent amount of products to choose from Reviewed on: 16th April 2025

Easy to use app and excellent service

5
Easy to use app and excellent service Reviewed on: 16th April 2025

Great service and great rates, combined with easy to...

5
Great service and great rates, combined with easy to use online account management. Reviewed on: 16th April 2025

I appreciatey made it easy on line to make...

4
I appreciate that they made it easy on line to make the application for a credit card and a quick response. When it was approved it arrived with in 7 days,great service Reviewed on: 16th April 2025

Easy to set up, great rate.

5
Easy to set up, great rate. All set up online in under 5 minutes Reviewed on: 16th April 2025

I have saved with Zopa for about 3 years and never h...

5
I have saved with Zopa for about 3 years and never had to contact them as everything is communicated and easy Reviewed on: 11th April 2025

I find banking with Zopa a great experience.

5
I find banking with Zopa a great experience. I can save for several things at once using the money pots and get excellent returns Reviewed on: 11th April 2025

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