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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

I find banking with Zopa a great experience.

5
I find banking with Zopa a great experience. I can save for several things at once using the money pots and get excellent returns Reviewed on: 11th April 2025

Zopa works for us.

5
We put our funeral fund into 2 year bonds and renew them on maturity. Easy peasy and great return. Stashed away and forgotten until renewal time. Reviewed on: 10th April 2025

Easy to set up and great rate.

5
Easy to set up and great rate. Me and my husband both have these and it's been really easy. Reviewed on: 9th April 2025

Excellent bank..

5
Easy to open accounts on line and easy to add and withdraw. I have an instant access a 90 day account and an isa with you. Reviewed on: 8th April 2025

Great bank I've had no problems with Zopa since I op...

5
Great bank I've had no problems with Zopa since I opened my account Reviewed on: 6th April 2025

Simple and reliable

5
So easy to use the website, never any problems! Reliable and efficient customer service too. Would recommend without hesitation Reviewed on: 6th April 2025

Regular savings rate one of the best out there

5
Regular savings rate one of the best out there Reviewed on: 5th April 2025

Very says to understand and user friendly app

5
Very says to understand and user friendly app Reviewed on: 5th April 2025

Great bank.

5
Great bank. Love the different pots that can be set up. Reviewed on: 5th April 2025

Great service and product, really friendly service a...

5
Great service and product, really friendly service as always - helps you get started with saving and has friendly tips for savings. Reviewed on: 4th April 2025

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