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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1794 reviews)

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4.92

Based on 1,794 reviews, last reviewed 18th Apr 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

Zopa fixed rate one year

It was easy to open a fixed rate bond and pay money in. Earning 5%, interest is payed monthly I can see it in my zopa app Reviewed on: 3rd April 2025

Ihave multiple choices of interest depending how lon...

Ihave multiple choices of interest depending how long I want to keep my money untouched, all good rates along with a cash ISA which I can withdraw whenever I want and put back on.All this along with 7.5% saving account. What is there no yo loke, that is why I recommended to my family and friends. Reviewed on: 3rd April 2025

Easy to use Zopa with good interest rates.

Easy to use with good interest rates on different 'Pots' where you can choose the term to tye up your money. Highly recommended. Reviewed on: 2nd April 2025

No brainer

Great interest rate on regular saver and current account plus cashback on direct debits. Reviewed on: 2nd April 2025

Whenever we need loan we had instant money through Z...

Whenever we need loan we had instant money through Zopa thanks a lot Reviewed on: 31st March 2025

It easy to use and fast.

It easy to use and fast. And I know my money is safe Reviewed on: 31st March 2025

From day one using my zopa account I have had a good...

From day one using my zopa account I have had a good experience Reviewed on: 31st March 2025

I am happy with my bank account and saving account.

I am happy with my bank account and saving account. Reviewed on: 31st March 2025

Happy title

Very good and very helpful and a very good understanding of people. Reviewed on: 31st March 2025

So quick and easyquick and easy

So quick and easy and helpful and very reliable Reviewed on: 31st March 2025

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