Smart Money People Logo

Zopa: Fixed Term Savings Account reviews

4.93
Based on 1,720 reviews, last reviewed 17th Apr 2025
26700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good Service all round I find the app very easy to use and get regular comms which is timely and relevant which is appreciated as I don't like the hard sales pitch. Reviewed on: 17th April 2025
Susan Ross's avatar
Susan Ross

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed Term Savings Account reviews (1720)

Review of the Zopa, Fixed Term Savings Account:

Your money, in safe hands.

5
I initially opened an account with Zopa, having heard about it from a friend. I was looking for something easy to use, customer centric & offering a great interest rate. Fast forward to a couple of weeks, here I am, exploring its features, adding my little pot of savings and exploring its cool features. Reviewed on: 28th February 2025

Simple and reliable

5
So easy to use the website, never any problems! Reliable and efficient customer service too. Would recommend without hesitation Reviewed on: 6th April 2025

Regular savings rate one of the best out there

5
Regular savings rate one of the best out there Reviewed on: 5th April 2025

Very says to understand and user friendly app

5
Very says to understand and user friendly app Reviewed on: 5th April 2025

Great bank.

5
Great bank. Love the different pots that can be set up. Reviewed on: 5th April 2025

Great service and product, really friendly service a...

5
Great service and product, really friendly service as always - helps you get started with saving and has friendly tips for savings. Reviewed on: 4th April 2025

Was looking for the best savings rates for some cash.

5
Was looking for the best savings rates for some cash. Zopa by far was the best. Reviewed on: 4th April 2025

Zopa fixed rate one year

5
It was easy to open a fixed rate bond and pay money in. Earning 5%, interest is payed monthly I can see it in my zopa app Reviewed on: 3rd April 2025

Ihave multiple choices of interest depending how lon...

5
Ihave multiple choices of interest depending how long I want to keep my money untouched, all good rates along with a cash ISA which I can withdraw whenever I want and put back on.All this along with 7.5% saving account. What is there no yo loke, that is why I recommended to my family and friends. Reviewed on: 3rd April 2025

Easy to use Zopa with good interest rates.

5
Easy to use with good interest rates on different 'Pots' where you can choose the term to tye up your money. Highly recommended. Reviewed on: 2nd April 2025

No brainer

5
Great interest rate on regular saver and current account plus cashback on direct debits. Reviewed on: 2nd April 2025