Smart Money People Logo

Zopa: Fixed term savings account reviews

4.93
Based on 1,785 reviews, last reviewed 4th Sep 2025
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025
Danielle Croucher's avatar
Danielle Croucher

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1785)

TRUSTWORTHY & COMPETITIVE.

5
Always trust Zops to offer very competitive rates with easy to operate app. Reviewed on: 17th April 2025

Simple Savings

5
Simple and easy to save and monitor accounts Reviewed on: 17th April 2025

Great savings products.

5
Great savings products. Easy to use web sites and professional. Reviewed on: 17th April 2025

All good, and just opened one of there new current a...

5
All good, and just opened one of there new current accounts as well Reviewed on: 16th April 2025

Very good interest rate for this regular savings acc...

5
Very good interest rate for this regular savings account although it has to be paid into from another bank rather than the Zopa bank account Reviewed on: 16th April 2025

Great rates and easy to login

5
While the app was easy to download and the rates offered are great, the best bit is the straightforward operation of the account. Reviewed on: 16th April 2025

I have used Zopa for several 1 years fix accounts an...

5
I have used Zopa for several 1 years fix accounts and now a current account. Their app is so easy. Reviewed on: 16th April 2025

I took out a fixed term saving account for the high...

5
I took out a fixed term saving account for the high interest rate given. Great choice Reviewed on: 16th April 2025

Excellent investment for long term savings to boost...

5
Excellent investment for long term savings to booster financial security Reviewed on: 16th April 2025

Easy to use best savings rate no hidden fees great c...

5
Easy to use best savings rate no hidden fees great customer service Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 1 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products