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Zopa: Fixed term savings account reviews

4.93
Based on 1,785 reviews, last reviewed 4th Sep 2025
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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0%
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0%
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Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025
Danielle Croucher's avatar
Danielle Croucher

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1785)

Great app and call centre.

5
Great app and call centre. Opened an account and I am very happy with it Reviewed on: 17th April 2025

I'm a new customer very happy with intrest rates and...

5
I'm a new customer very happy with intrest rates and the easy access of app Reviewed on: 17th April 2025

Very easy to use.

5
Very easy to use. Good rates of interest. Very quick transfers. Reviewed on: 17th April 2025

An early convert to a Zopa Evangelist...

5
I have been with Zopa since they were announcing that their loan book was £50m and rising weekly. I have followed and invested my money in them ever since. They are now much bigger be you still feel you are getting personal service than that they know you when you call them. Reviewed on: 17th April 2025

Great Savings Accounts

4
I find the app reasonably easy to navigate and your fixed term saving accounts one of the best savings account currently available Reviewed on: 17th April 2025

Good Service all round

5
I find the app very easy to use and get regular comms which is timely and relevant which is appreciated as I don't like the hard sales pitch. Reviewed on: 17th April 2025

Safe and Sound

5
Zopa is a safe place to invest your money for the future. They offer competitive rates and term for your needs, supported by an excellent customer service team. Reviewed on: 17th April 2025

Only ever used the App, never contacted customer ser...

5
Only ever used the App, never contacted customer services. Reviewed on: 17th April 2025

Very easy to use, great interest rates.

5
Very easy to use, great interest rates. Reviewed on: 17th April 2025

Good service

5
Very good service and very easy to navigate the site twenty four hours a day seven days a week and three hundred and sixty four days a year now I am just going on and on and on how many characters do you need Reviewed on: 17th April 2025

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