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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64656 reviews)

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4.94

Based on 64,656 reviews, last reviewed 17th Apr 2025

33% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very quick and efficient, very good service Very quick and efficient, good service and very helpful Reviewed on: 17th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64656)

Review of the Zopa, Personal Loan:

Straightforward, Quick and easy process.

Quick answer, easy process and well explained. Funds in account soon after decision Reviewed on: 7th April 2025

Always easy to follow and makes it a lot easier than...

Always easy to follow and makes it a lot easier than applying for bank loans Reviewed on: 16th April 2025

Easy & quick processing

Easy & quick processing, good apr Reviewed on: 16th April 2025

Quick, easy & understandable!

Applying for a loan is a very quick & easy process, terms are all detailed, totals costs etc. From successful application to receiving the loan itself is within a day or two, great for emergency loans. Reviewed on: 16th April 2025

Great experience all round

Needed a loan on the same day and Zopa provided what I needed instantly. Good value and rates. Easy to track my information on my account. Everything is clear. Reviewed on: 16th April 2025

User Review

Straightforward from the start. Everything was clear not confusing to answer and good instructions given. Reviewed on: 16th April 2025

Easiest process ever.

Easiest process ever. Simple to apply & accepted straight away. Fantastic! Reviewed on: 16th April 2025

Easy and straight forward to arrange.

Easy and straight forward to arrange. Helpful staff. Very simply to deal with Reviewed on: 16th April 2025

Easy to access.

Easy to access. App is very clear on showing my loans and how much I’ve paid and how much is outstanding Reviewed on: 16th April 2025

I have a loan with zapa ,the rate of interest it's v...

I have a loan with zapa ,the rate of interest it's very good and l am happy to get more loan next month, because l want dabble pay this left over to apply another loan soon Reviewed on: 16th April 2025

I was in need of money urgently for my daughter’s we...

I was in need of money urgently for my daughter’s wedding, I knew I had bad credit (not my fault I might add) but Zopa loaned me the money, that I’m very grateful of. Reviewed on: 16th April 2025

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